NOTICE OF SALE UNDER POWER FORECLOSURE NOTICE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Mortgage from KATHLEEN A WITEMORE, A MARRIED WOMAN. to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS MORTGAGEE, AS NOMINEE FOR PENNYMAC LOAN SERVICES, LLC, on the 5th day of February, 2022, said mortgage recorded in the Office of the Judge of Probate of Etowah County, Alabama, on February 15, 2022, at Instrument Number 3535562, Etowah County, Alabama Records, said Mortgage having subsequently been transferred and assigned to PennyMac Loan Services, LLC, by instrument recorded in the aforesaid Probate Office; notice is hereby given that the undersigned PennyMac Loan Services, LLC, as Mortgagee/Transferee, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash at the main entrance to the Etowah county courthouse located at 800 Forrest Avenue, Gadsen, AL 35901 in Gadsden, Etowah County, Alabama, on August 20, 2026, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in Etowah County, Alabama, to-wit: SITUATED IN THE COUNTY OF ETOWAH AND STATE OF ALABAMA. COMMENCE AT A VERTICAL STONE MARKING THE SW CORNER OF THE SE 1/4 OF THE NE 1/4 OF SECTION 7, TOWNSHIP 11 SOUTH, RANGE 5 EAST; THENCE N 00 DEGREES 30 MINUTES 34 SECONDS E, 532.28 FEET ALONG THE WEST LINE OF SAID FORTY TO A 3/8" REBAR CAPPED (DOWDY), SAID POINT BEING THE POINT OF BEGINNING; THENCE CONTINUE ALONG SAID FORTY LINE N 00 DEGREES 39 MINUTES 39 SECONDS E, 146.61 FEET TO A 3/8" REBAR CAPPED (DOWDY) ON THE SOUTHEASTERLY R/W OF EGYPT ROAD (60' R/W); THENCE LEAVING SAID FORTY LINE AND ALONG SAID R/W N 49 DEGREES 29 MINUTES 33 SECONDS E 286.90 FEET TO A (BENT) 5/8" SOLID IRON; THENCE LEAVING SAID R/W S 40 DEGREES 36 MINUTES 38 SECONDS E 89.71' TO A 3/8" REBAR CAPPED (DOWDY); THENCE N 89 DEGREES 45 MINUTES 17 SECONDS E 379.60' TO A POINT; THENCE S 00 DEGREES 25 MINUTES 49 SECONDS E 284.00' TO A 4" REBAR; THENCE S 89 DEGREES 46 MINUTES 00 SECONDS W 659.81' TO THE POINT OF BEGINNING, CONTAINING 3.91 ACRES, MORE OR LESS. Said legal description being controlling, however the property is more commonly known as 3588 EGYPT RD, BOAZ , AL 35956. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. This property will be sold on an “as is, where is” basis, subject to any easements, encumbrances, and exceptions reflected in the mortgage and those contained in the records of the Office of the Judge of Probate in the county where the above-described property is situated. This property will be sold subject to the right of redemption of all parties entitled thereto and subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable). This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate. This sale is subject to postponement or cancellation, and to purchaser’s tendering to Rubin Lublin, LLC, anti-money laundering information as required pursuant to the FinCEN Real Estate Report Rule. Failure to provide information, could result in rescission of the sale. PennyMac Loan Services, LLC, Mortgagee/Transferee THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin, LLC, Attorney for Mortgagee/Transferee 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. PNY-26-02322-1 Ad Run Dates: 07/16/2026, 07/23/2026, 07/30/2026 rlselaw.com/property-listing