MORTGAGEE’S NOTICE OF DEFAULT AND INTENTION TO SELL   YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION. IF YOUR PROPERTY IS SOLD, YOU WILL REMAIN LIABLE FOR ANY DEFICIENCY AND AN ACTION FOR COLLECTION MAY BE BROUGHT AGAINST YOU.   NOTICE IS HEREBY GIVEN that on August 18, 2026, at or about 01:00 PM, the following real property will be sold at the front steps of the Sebastian County Courthouse, 35 South 6th Street, Fort Smith, AR 72901, to the highest bidder for cash:   LOT 6, BLOCK 9, EASTWOOD ADDITION TO THE CITY OF FORT SMITH, ARKANSAS. More commonly known as: 1212 N 57TH TER, FORT SMITH, AR 72904   On April 30, 2025, INGRID G CORTES FLORES and ANTHONY J WILLIAMS executed a Mortgage in favor of Mortgage Electronic Registration Systems, Inc. ("MERS"), as mortgagee, as nominee for Highlands Residential Mortgage, LTD its successors and assigns, as Beneficiary, which was recorded May 1, 2025, as Instrument No. 2025-07961 in the real estate records of Sebastian County, Arkansas. Default has occurred in the payment of said indebtedness, and is now wholly due. The loan is now in default. Tenants of the property may claim an interest in the real property herein. The terms of the call are certified funds paid at the conclusion of the sale or wiring of funds within twenty-four hours of the sale. All transfer taxes will be the responsibility of the purchaser. The party initiating this action is LoanCare, LLC, 3637 Sentara Way, Suite 303, Virginia Beach, VA 23452, 757-893-1300. June 9, 2026 Date                                                                        Chase Taskerud Managing Attorney, Arkansas Marinosci Law Group, P.C. as Attorney in Fact for Highlands Residential Mortgage, Ltd.   LEGAL PRECEDENT IS NOT CLEAR AS TO WHETHER THE SENDING OF THIS LETTER MAKES US A DEBT COLLECTOR. TO THE EXTENT IT DOES, PLEASE BE ADVISED THAT THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. HOWEVER, IF YOU ARE IN BANKRUPTCY OR HAVE BEEN DISCHARGED IN BANKRUPTCY, THIS LETTER IS FOR INFORMATIONAL PURPOSES ONLY AND IS NOT INTENDED AS AN ATTEMPT TO COLLECT A DEBT OR AS AN ACT TO COLLECT, ASSESS, OR RECOVER ALL OR ANY PORTION OF THE DEBT FROM YOU PERSONALLY. IF YOU ARE CURRENTLY IN THE MILITARY SERVICE OR HAVE BEEN IN THE MILITARY SERVICE WITHIN THE PAST YEAR, AND YOU ENTERED THE SERVICE AFTER SIGNING THE PROMISSORY NOTE AND DEED OF TRUST, PLEASE NOTIFY THIS FIRM IMMEDIATELY AS YOU MAY BE ENTITLED TO RELIEF UNDER THE SERVICEMEMBERS CIVIL RELIEF ACT. WHEN CONTACTING THIS FIRM ABOUT YOUR MILITARY SERVICE, YOU MUST PROVIDE THIS FIRM WITH EVIDENCE OF YOUR MILITARY STATUS. IF YOU DO NOT PROVIDE SUCH EVIDENCE, WE WILL ASSUME THAT YOU ARE NOT ENTITLED TO PROTECTION UNDER THIS ACT.