NOTICE OF SALE UNDER POWER FORECLOSURE NOTICE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Mortgage from MIRIAM K. THOMPSON, A SINGLE WOMAN AND THE SURVIVING SPOUSE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS MORTGAGEE, AS NOMINEE FOR LIBERTY HOME EQUITY SOLUTIONS, INC, on the 19th day of June, 2015, said mortgage recorded in the Office of the Judge of Probate of Etowah County, Alabama, on June 29, 2015, at Instrument Number 3419930, Etowah County, Alabama Records, said Mortgage having subsequently been transferred and assigned to ONITY LOAN ACQUISITION TRUST 2024-HB2, by instrument recorded in the aforesaid Probate Office; notice is hereby given that the undersigned ONITY LOAN ACQUISITION TRUST 2024-HB2, as Mortgagee/Transferee, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash in front of the main entrance of the Courthouse in Gadsden, Etowah County, Alabama, on August 20, 2026, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in Etowah County, Alabama, to-wit: PARCEL 1: TO DESCRIBE A LOT OR PARCEL OF LAND COMMENCE AT THE NE CORNER OF THE SE1/4 OF THE SW1/4, SECTION 22, TOWNSHIP 13 SOUTH, RANGE 5 EAST; THENCE RUN WEST AND ALONG THE NORTH LINE OF SAID FORTY A DISTANCE OF 300 FEET TO A POINT; THENCE DEFLECT 90°00' TO THE LEFT AND RUN A DISTANCE OF 30 FEET TO A POINT, SAID POINT BEING THE POINT OF BEGINNING OF THE LANDS HEREIN DESCRIBED; THENCE CONTINUE TO RUN ALONG THE PREVIOUSLY DESCRIBED COURSE FOR A DISTANCE OF 70 FEET TO A POINT; THENCE DEFLECT 79°00' TO THE RIGHT AND RUN A DISTANCE OF 117.07 FEET TO A POINT; THENCE DEFLECT TO THE LEFT SO AS TO FORM AN INTERIOR ANGLE OF 37°07' AND RUN ALONG THE 509 CONTOUR LINE FOR A DISTANCE OF 33.98 FEET TO A POINT; THENCE DEFLECT 38°23'30" TO THE RIGHT AND RUN A DISTANCE OF 133.88 FEET ALONG SAID 509 CONTOUR TO A POINT; THENCE DEFLECT 70°28' TO THE LEFT AND CONTINUE ALONG SAID 509 CONTOUR A DISTANCE OF 129.13 FEET TO A POINT; THENCE DEFLECT TO THE LEFT SO AS TO FORM AN INTERIOR ANGLE OF 141°01' AND RUN A DISTANCE OF 238.14 FEET TO A POINT; THENCE DEFLECT 43°00' TO THE LEFT AND RUN A DISTANCE OF 40 FEET TO A POINT; THENCE DEFLECT 91°03'34" TO THE LEFT AND RUN A DISTANCE OF 270 FEET TO THE POINT OF BEGINNING; LYING IN AND BEING A PORTION OF THE SE1/4 OF THE SW1/4, SECTION 22, TOWNSHIP 13 SOUTH, RANGE 5 EAST, ETOWAH COUNTY, ALABAMA. ACCESS ROAD: TO DESCRIBE AN ACCESS ROAD R/W BEGIN AT THE NE CORNER OF THE SE1/4 OF THE SW1/4, SECTION 22, TOWNSHIP 13 SOUTH, RANGE 5 EAST; THENCE RUN WEST AND ALONG THE NORTH LINE OF SAID FORTY FOR A DISTANCE OF 330 FEET TO A POINT; THENCE DEFLECT 90°00' TO THE LEFT AND RUN 70 FEET TO A POINT; THENCE DEFLECT 79°00' TO THE RIGHT AND RUN A DISTANCE OF 170 FEET TO A POINT; THENCE DEFLECT 67°00; TO THE LEFT AND RUN A DISTANCE OF 35 FEET TO A POINT; THENCE DEFLECT 13°45' TO THE RIGHT AND RUN 35 FEET TO A POINT; THENCE DEFLECT 133°15'10" TO THE LEFT AND RUN 20.26 FEET TO A POINT ON THE 509 CONTOUR; THENCE DEFLECT 57°36'50" LEFT AND RUN ALONG SAID 509 CONTOUR A DISTANCE OF 18.6 FEET TO A POINT; THENCE DEFLECT 60°01' TO THE RIGHT AND CONTINUE ALONG SAID CONTOUR A DISTANCE OF 83.55 FEET TO A POINT; THENCE DEFLECT 3°16' TO THE RIGHT AND RUN A DISTANCE OF 117.07 FEET TO A POINT; THENCE DEFLECT 79°00' TO THE LEFT AND RUN A DISTANCE OF 70 FEET TO A POINT; THENCE DEFLECT 90°00' TO THE RIGHT AND RUN A DISTANCE OF 300 FEET TO A POINT ON THE EAST LINE OF THE AFOREMENTIONED SE1/4 OF THE SW1/4; THENCE DEFLECT 88°56'26" TO THE LEFT AND RUN A DISTANCE OF 30.55 FEET TO THE POINT OF BEGINNING; LYING IN AND BEING APPORTION OF THE SE1/4 OF THE SW1/4, SECTION 22, TOWNSHIP 13 SOUTH, RANGE 5 EAST, ETOWAH COUNTY, ALABAMA. Said legal description being controlling, however the property is more commonly known as 686 CREEK HAVEN RD, RAINBOW CITY, AL 35906. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. This property will be sold on an “as is, where is” basis, subject to any easements, encumbrances, and exceptions reflected in the mortgage and those contained in the records of the Office of the Judge of Probate in the county where the above-described property is situated. This property will be sold subject to the right of redemption of all parties entitled thereto and subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable). This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate. This sale is subject to postponement or cancellation, and to purchaser’s tendering to Rubin Lublin, LLC, anti-money laundering information as required pursuant to the FinCEN Real Estate Report Rule. Failure to provide information, could result in rescission of the sale. ONITY LOAN ACQUISITION TRUST 2024-HB2, Mortgagee/Transferee THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin, LLC, Attorney for Mortgagee/Transferee 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. RMU-26-02467-1 Ad Run Dates: 07/21/2026, 07/28/2026, 08/04/2026 rlselaw.com/property-listing