345 New Boston Road, Sturbridge, Massachusetts

345 New Boston Road, Sturbridge, Massachusetts MORTGAGEE'S SALE OF REAL ESTATE By virtue and in execution of the Power of Sale contained in a certain mortgage given by Joseph M. Sena and Rebecca J. Racine to First Franklin A Division of Nat. City Bank of IN dated September 23, 2005 and recorded with the Worcester County (Worcester District) Registry of Deeds, in Book 37385, Page 365, as assigned by Assignment of Mortgage dated November 7, 2005; recorded in Worcester County (Worcester District) Registry of Deeds, Book 37850, Page 87, and by Assignment dated June 1, 2008; recorded in Worcester County (Worcester District) Registry of Deeds, Book 43128, Page 139, and by Assignment dated August 18, 2017; recorded in Worcester County (Worcester District) Registry of Deeds, Book 57770, Page 79, and by Corrective Assignment dated October 6, 2017; recorded in Worcester County (Worcester District) Registry of Deeds, Book 57875, Page 375, of which mortgage the undersigned is the present holder, for breach of the conditions of said mortgage and for the purpose of foreclosing the same will be sold at Public Auction at 12:00 PM, on October 15, 2025, on the premises known as 345 New Boston Road, Sturbridge, Massachusetts, the premises described in said mortgage, together with all the rights, easements, and appurtenances thereto, to wit: The land with the buildings thereon, situated on New Boston Road, Sturbridge, Worcester County, Massachusetts as *Lot 101 on a Plan entitled "Plan of Lots in Sturbridge, Massachusetts surveyed for Frederick E. LaVergne and Gail P. LaVergne dated March 3, 2004, and recorded in the Worcester Registry of deeds in Plan Book 807, Plan 98, more particularly bounded and described as follows: Lot #101 Beginning at an iron pin in a corner of walls at the southeast corner of tract herein described on the northerly side of New Boston Road at the southwest corner of land, now or formerly of Susan J. Hawkins; Thence South 47 degrees 42' 51" along a stone wall on the northerly side of said New Boston Road a distance of 150.00 feet to a re-rod in said stone wall; Thence North 57 degrees 08' 26" West along Lot 102 a distance of 32.52 feet to re-rod; Thence North 44 degrees 29' 27" West along said Lot 102 a distance of 359.86 feet to a re-rod at Lot 345R; Thence North 23 degrees 16' 06" East, along 345 R a distance of 60.63 feet to a re-rod at said Hawkins land; Thence South 57 degrees 59' 18" East along said Hawkins land a distance of 432.25 feet to the point of beginning. The above described lot 101 contains 1.0000 acres. This conveyance is subject to and with the benefit of easements, restrictions, rights of way and other matters of record insofar as now in force and applicable. *Due to typographical error, the Lot was inadvertently referred as being Lot 103 in one line of the description attached to the mortgage. Terms of Sale: These premises are being sold subject to any and all unpaid real estate taxes, water rates, municipal charges and assessments, condominium charges, expenses, costs, and assessments, if applicable, federal tax liens, partition wall rights, statutes, regulations, zoning, subdivision control, or other municipal ordinances or bylaws respecting land use, configuration, building or approval, or bylaws, statutes or ordinances regarding the presence of lead paint, asbestos or other toxic substances, sanitary codes, housing codes, tenancy, and , to the extent that they are recorded prior to the above mortgage, any easements, rights of way, restrictions, confirmation or other matters of record. The purchaser shall also bear all state and county deeds excise tax. The deposit of $10,000.00 is to be paid in cash or bank or certified check at the time and place of the sale, with the balance of the purchase price to be paid by bank or certified check within forty-five (45) days after the date of the sale, to be deposited in escrow with Guaetta and Benson, LLC, at 73 Princeton Street, Suite 208, North Chelmsford, Massachusetts. In the event that the successful bidder at the foreclosure sale shall default in purchasing the within described property according to the terms of this Notice of Sale and/or the terms of the Memorandum of Sale executed at the time of the foreclosure, the Mortgagee reserves the right to sell the property by foreclosure deed to the second highest bidder or, thereafter, to the next highest bidders, providing that said bidder shall deposit with said attorney, the amount of the required deposit as set forth herein within five (5) business days after written notice of the default of the previous highest bidder. Other terms, if any, are to be announced at the sale. Dated: September 17, 2025 Present holder of said mortgage, Wilmington Trust, National Association, as Successor Trustee to Citibank, N.A., as Trustee for First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2005-FF12 by its Attorneys, Guaetta and Benson, LLC, Peter V. Guaetta, Esquire, P.O. Box 519, Chelmsford, MA 01824 September 24, October 1, 8 2025 LNEO0373297