CSA v Mack, Arlene - F-4747-24

CSA v Mack, Arlene - F-4747-24 NOTICE TO ABSENT DEFENDANTS Docket No: F-4747-24 SUPERIOR COURT OF NEW JERSEY, CAMDEN COUNTY STATE OF NEW JERSEY TO: TERUKO MACK, heir to Alvin L. Mack, Jr., her heirs, devisees and personal representatives and their or any of their successors in right, title and interest; TERUMI CLIFTON, heir to Alvin L. Mack, Jr., her heirs, devisees and personal representatives and their or any of their successors in right, title and interest; ROBERT MACK, heir to Arlene E. Mack, his heirs, devisees and personal representatives and their or any of their successors in right, title and interest; DAVIS MACK, heir to Arlene E. Mack, his heirs, devisees and personal representatives and their or any of their successors in right, title and interest; MACK MACK, heir to Arlene E. Mack, his heirs, devisees and personal representatives and their or any of their successors in right, title and interest; SHARON SCARBOROUGH; DYANNE L HUDGINS; LATOYA N GOSIER; DIERA ARTIS; KIAIRRAH S PARKS; VERA A MACK; DEANDREA V CAMPER; KAMALLA T MORRISON; DANNIELLE S GLENN; UNKNOWN OWNERS/UNKNOWN CLAIMANTS, their heirs, devisees and personal representatives, and their or any of their successors in right, title and interest You are hereby summoned and required to serve upon GARY C. ZEITZ, L.L.C., Plaintiff's Attorney, whose address is 1101 Laurel Oak Road, Suite 170, Voorhees, New Jersey 08043, an answer to the Complaint (and any amendments thereto) filed in a civil action in which CSA Homes, LLC is Plaintiff and Arlene E. Mack, et al. are Defendants pending in the Superior Court of New Jersey, Chancery Division, Camden County and bearing Docket No. F-4747-24, within thirty-five (35) days after September 24, 2025, exclusive of such date. If you fail to do so, judgment by default may be rendered against you for the relief demanded in the Complaint. You shall file your answer and proof of service in duplicate with the Clerk of the Superior Court of New Jersey, Hughes Justice Complex, 25 West Market Street, P.O. Box 971, Trenton, New Jersey 08625, in accordance with the Rules of Civil Practice and Procedure. This action has been instituted for the purpose of foreclosing tax sale certificate #09-01898 dated June 29, 2009, made by the Collector of Taxes for the City of Camden, County of Camden and State of New Jersey, to City of Camden and recorded in the office of the Camden County Clerk/Register in mortgage book 9061, page 49. Most recent assignment recorded on April 24, 2024 in Mortgage book 12566 at page 1854 and covers real estate located at 708 N 27th St, City of Camden, County of Camden and State of New Jersey known as Block 963, Lot 71, as shown on the Tax Assessment Map and Tax Map duplicate of the City of Camden. NOTIFICATION OF RIGHTS RELATING TO SURPLUS EQUITY (a) the within action could result in the loss of the property owners' equity in the property; (b) the potential loss of equity is a valid basis for contesting the tax foreclosure; and (c) the property owner has the ability to request a sheriff's sale of the property which would require any surplus beyond the amount owed to be deposited with the Superior Court Trust Fund. NOTICE OF SURPLUS EQUITY AFFIRMATIVE DEFENSE: Pursuant to New Jersey Court Rule 4:64-1c ("Definition of Uncontested Action") any allegation in a responsive pleading to this complaint that a party has existing equity in the property shall be treated as a contesting answer to this tax foreclosure complaint. Pursuant to Tyler v. Hennepin County, 598 U.S. 631, 143 S. Ct. 1369 (2023), a property owner may be entitled to the surplus which would be realized over and above the amount due to the plaintiff lienholder. According to Black's Law Dictionary 657 (10th ed. 2014), "surplus" is "an amount of something that is more than what is required or used." If you believe there is a surplus beyond the amount owed to the plaintiff, you must assert same in a responsive pleading. YOU, TERUKO MACK, heir to Alvin L. Mack, Jr., her heirs, devisees and personal representatives and their or any of their successors in right, title and interest; TERUMI CLIFTON, heir to Alvin L. Mack, Jr., her heirs, devisees and personal representatives and their or any of their successors in right, title and interest; ROBERT MACK, heir to Arlene E. Mack, his heirs, devisees and personal representatives and their or any of their successors in right, title and interest; DAVIS MACK, heir to Arlene E. Mack, his heirs, devisees and personal representatives and their or any of their successors in right, title and interest; MACK MACK, heir to Arlene E. Mack, his heirs, devisees and personal representatives and their or any of their successors in right, title and interest s joined as a party defendant to this action for any right, title, interest or claim he/she, his/her heirs or successors may have in or to the subject property by virtue of dower, curtesy, inheritance or for any other reason. YOU, SHARON SCARBOROUGH are joined as a defendant to this action by virtue of the following judgment: judgment number J-049939-2008- dated May 2, 2007 in an amount that varies date to date for child support against Robert L Mack. YOU, DYANNE L HUDGINS are joined as a defendant to this action by virtue of the following judgment: judgment number J-112538-2008 dated March 4, 2008 in an amount that varies date to date for child support against Michael A Mack. YOU, LATOYA N GOSIER are joined as a defendant to this action by virtue of the following judgment: judgment number J-152961-2008 dated July 3, 2008 in an amount that varies date to date for child support against Bobby Mack. YOU, DIERA ARTIS are joined as a defendant to this action by virtue of the following judgment: judgment number J-062556-2000 dated April 4, 2000 in an amount that varies date to date for child support against Robert Mack. YOU, KIAIRRAH S PARKS are joined as a defendant to this action by virtue of the following judgment: judgment number J-115797-2010 dated May 4, 2010 in an amount that varies date to date for child support against Michael Anthony Mack. YOU, VERA A MACK are joined as a defendant to this action by virtue of the following judgment: judgment number J-161197-2016 dated September 2, 2016 in an amount that varies date to date for child support against Bobby L Mack. YOU, DEANDREA V CAMPER are joined as a defendant to this action by virtue of the following judgment: judgment number J-188955-2016 dated October 4, 2016 in an amount that varies date to date for child support against Michael B Mack. YOU, KAMALLA T MORRISON are joined as a defendant to this action by virtue of the following judgment: judgment number J-041539-2022 dated April 1, 2022 in an amount that varies date to date for child support against Robert Mack. YOU, DANNIELLE S GLENN are joined as a defendant to this action by virtue of the following judgment: judgment number J-129726-2022 dated October 2, 2022 in an amount that varies date to date for child support against Robert Mack. Other than the present owner named herein, the Plaintiff has been unable to ascertain the name of the owner having a record chain of title to the lands above described, and a careful and diligent search of the indices in the office of the surrogate and county clerk of deed and mortgages in the county in which the land is situated, and in the office of the secretary of state (Superior Court, Prerogative Division) extending back at least sixty years next preceding the date of the sale, does not disclose the name of an owner having a record chain of title to the lands described in the certificate of sale and therefore, Plaintiff joins as defendants to this proceeding "UNKNOWN OWNERS/UNKNOWN CLAIMANTS, their heirs, devisees and personal representatives , and their or any of their successors in right, title and interest." If you are unable to obtain an attorney, you may communicate with the New Jersey State Bar Association by calling (732)249-5000. You may also contact the Lawyer Referral Services of the county of venue by calling (856) 964-4520. If you cannot afford an attorney, you may communicate with the Legal Services Office of the county of venue by calling (856) 964-2010. The nature of which and the reason that you and each of you are joined as defendants is set forth with particularity in the complaint (and any amendments thereto) a copy of which will be furnished you on request addressed to the attorneys of the Plaintiff at the above mentioned address. Dated: September 19, 2025 /s/ Michelle M. Smith, Esq. Michelle M. Smith, Esquire, Clerk Superior Court of New Jersey September 24 2025 LNYS0374987 $128.70