Citizens Bank v. Thovson

Citizens Bank v. Thovson IN THE IOWA DISTRICT COURT OF POLK COUNTY Citizens Bank NA f/k/a RBS Citizens NA Plaintiff, vs. Braden J. Thovson; Brook Run South Homeowners Association; Unknown Spouse, if any, of Braden J. Thovson; Parties in Possession, et al. Defendants. EQUITY NO: EQCE092733 ORIGINAL NOTICE FOR PUBLICATION You are notified that a petition has been filed in the office of this court naming you as a defendant in this action. The petition was filed on March 24, 2026, and prays for foreclosure of Plaintiffs Mortgage in favor of the Plaintiff on the property described in this notice and judgment for the unpaid principal amount of $136,342.80, with 5% per annum interest thereon from March 1, 2025, together with late charges, advances and the costs of the action including (but not limited to) title costs and reasonable attorney's fees, as well as a request that said sums be declared a lien upon the following described premises from September 23, 2022, located in Polk county, Iowa: Unit 1102 in BROOK RUN SOUTH, a Horizontal Property Regime (Condominium) located on property as described in the Declaration of Submission, now included in and forming a part of the City of Des Moines, Polk County, Iowa; together with the undivided interest in the general common and limited common elements appurtenant to such unit, as set forth in Declaration of Submission of Property to Horizontal Property Regime recorded in Book 8901, Page 224, as amended; and with any and all other interests appurtenant to such unit pursuant to such Horizontal Property Regime, commonly known as 5221 Village Run Ave Unit 1102, Des Moines, IA 50317 (the "Property") The petition further prays that the Mortgage on the above described real estate be foreclosed, that a special execution issue for the sale of as much of the mortgaged premises as is necessary to satisfy the judgment and for other relief as the Court deems just and equitable. For further details, please review the petition on file in the clerk's office. The Plaintiffs attorney is Emily Bartekoske, of SouthLaw, P.C.; whose address is 4601 Westown Pkwy, Suite 250, West Des Moines, IA 50266. NOTICE The plaintiff has elected foreclosure without redemption. This means that the sale of the mortgaged property will occur promptly after entry of judgment unless you file a written demand with the court to delay the sale. If you file a written demand, the sale will be delayed until six months (or three months if the petition includes a waiver of deficiency judgment) from the entry of judgment if the mortgaged property is your residence and is a one-family or two-family dwelling or until two months from entry of judgment if the mortgaged property is not your residence or is your residence but not a one-family or two-family dwelling. You will have no right of redemption after the sale. The purchaser at the sale will be entitled to immediate possession of the mortgaged property. You may purchase at the sale. You must serve a motion or answer on or before June 24, 2026, and within a reasonable time thereafter, you must file your motion or answer with the Clerk of Court for Polk County, at the county courthouse in Des Moines, Iowa. If you fail to respond, judgment by default may be rendered against you for the relief demanded in the petition. If you require the assistance of auxiliary aids or services to participate in a court action because of a disability, immediately call your District ADA Coordinator at 515-286-3394. If you are hearing impaired, call Relay Iowa TTY at 1-800-735-2942. This case has been filed in a county that utilizes electronic filing. You may find more information and general rules governing electronic filing in Iowa Court Rules Chapter 16. You may find information concerning protection of personal information in court filings in Iowa Court Rules Chapter 16, Division VI. By: ________________________ CLERK OF THE ABOVE COURT Polk County Courthouse 500 Mulberry Street, Des Moines, IA 50309-4328 IMPORTANT: YOU ARE ADVISED TO SEEK LEGAL ADVICE AT ONCE TO PROTECT YOUR INTERESTS. May 14, 21, 28 2026 LIOW0514082