Early Notice and Public Review of a Proposed Activity in a Floodplain

Early Notice and Public Review of a Proposed Activity in a Floodplain To: All interested Agencies, Groups, and Individuals: This is to give notice that HUD under 24 CFR Part 50 has determined that the following proposed action under Multifamily Housing Section 221(d)(4) is located in the Special Flood Hazard Area (SFHA) SFHA Zone AE, Shaded Zone X (levee), and FFRMS floodplains and HUD will be identifying and evaluating practicable alternatives to locating the action in the floodplain and the potential impacts on the floodplain from the proposed action, as required by Executive Orders 11988 and 13690, in accordance with HUD regulations at 24 CFR 55.20 Subpart C Procedures for Making Determinations on Floodplain Management and Protection of Wetlands. The proposed project(s) is located at 1000 Aven Avenue, Greenwood, Leflore County, Mississippi. The Subject Property consists of an approximately 5.662-acre portion of one approximately rectangular-shaped parcel, identified by the County Assessor as parcel ID 10016040802800. The Subject Property is currently improved with a ¬¬75-unit multifamily residential development, including twelve apartment buildings, an administrative leasing office and community room building, and a maintenance shed. There are no basements present beneath the structures. There are no basements present beneath the structures. The improvements were reportedly constructed in 1972. The Subject Property is known as Terrace Gardens. The Subject Property is seeking substantial rehabilitation of an existing facility with repairs beyond routine maintenance. No significant ground disturbance activities or new construction is proposed for the Subject Property at this time. According to the effective Federal Emergency Management Agency (FEMA) Flood Insurance Rate Map (FIRM), Community Map Panel #28083C0239D, dated May 16, 2012, the southern portion of the Subject Property is mapped within Special Flood Hazard Area (SFHA) Zone AE, designated as an area within the 100-year flood zone with a base flood elevation (bfe). Structures mapped within SFHA Zone AE include Buildings 6, 7, 8, 10, and 11. No preliminary or pending maps for the vicinity of the Subject Property are available. A Letter of Map Amendment - Removal (LOMR) (Case Number 25-04-4832A) was issued on July 08, 2025 for the Subject Property. The LOMR removes Buildings 6, 7, 8, 10, and 11 from the SFHA Zone AE and revises the applicable flood zone to Shaded Zone X (levee). Areas surrounding the buildings on the southern portion of the Subject Property remain in the SFHA. The northern portion of the Subject Property is mapped within Shaded Zone X (levee), an area with reduced flood risk due to levee and according to FEMA is defined as an area outside the 100-year floodplain. However, HUD requests Shaded Zone X (levee) to be evaluated as Zone X500 (Shaded Zone X). According to the National Levee Database, the Greenwood MS East Levee System (System ID 5905000048) is a Provisionally Accredited Levee (PAL) System. According to Flood Insurance Study (FIS) Number 28083CV000B, dated January 1, 2025, the base flood elevation for the Zone AE floodplain is at 125.8 feet and the 500-year floodplain elevation is at 127.7 feet. Utilizing the 0.2-Percent-Annual-Chance Flood Approach (0.2PFA) for determining the Federal Flood Risk Management Standard (FFRMS) floodplain, the FFRMS is defined as the 500-year floodplain; therefore, the FFRMS floodplain elevation is 127.7 feet. The finished floor elevations of the buildings at the Subject Property range from 127.7 feet to 129.8 feet, above the 100-year bfe and FFRMS floodplain elevations. The Subject Property buildings are elevated at or above and are therefore not located within the SFHA Zone AE, Shaded Zone X (levee), and FFRMS floodplains. Currently, areas surrounding the Subject Property buildings are located within the Shaded Zone X (levee) and FFRMS floodplains across the entire property and within the SFHA Zone AE floodplain on the southern portion of the Subject Property. Per the NWI Wetlands Map, there are no wetland areas mapped within the vicinity of the Subject Property. Additionally, no surface water bodies, marshy areas or other visible indications of potential wetlands areas were observed on or adjacent to the Subject Property. There are three primary purposes for this notice. First, people who may be affected by activities in floodplain and those who have an interest in the protection of the natural environment should be given an opportunity to express their concerns and provide information about these areas. Commenters are encouraged to offer alternative sites outside of the floodplain, alternative methods to serve the same project purpose, and methods to minimize and mitigate impacts. Second, an adequate public notice program can be an important public educational tool. The dissemination of information and request for public comment about floodplain can facilitate and enhance Federal efforts to reduce the risks and impacts associated with the occupancy and modification of these special areas. Third, as a matter of fairness, when the Federal government determines it will participate in actions taking place in floodplain, it must inform those who may be put at greater or continued risk. Written comments must be received by HUD at the following address on or before: [January 29, 2026]: HUD, 400 W Bay Street, Suite 1015, Jacksonville, Florida 32202, Attention: Mark Malec, Branch Chief, Technical Team. Mark Malec's direct phone number is (904) 208-6054 and email is Mark.E.Malec@hud.gov. A full description of the project may also be reviewed from 8am to 5pm at the same address as above. Comments may also be submitted via email at FL_Webmanager@hud.gov. Jonathan Mosley, acting in his capacity as Production Division Director of the HUD Multifamily Southeast Regional Center, is the HUD Approving Official. January 13 2026 LMSS0436878