Final Notice and Public Explanation of a Proposed Activity in a Wetland

Final Notice and Public Explanation of a Proposed Activity in a Wetland To: All interested Federal, State, and Local Agencies, Groups, and Individuals This is to give notice that the U.S. Department of Housing and Urban Development (HUD) under 24 CFR Part 50 has conducted an evaluation as required by Executive Order 11990, in accordance with HUD regulations at 24 CFR 55.20 Subpart C Procedures for Making Determinations on Floodplain Management and Protection of Wetlands. The activity is funded under Section 221(d)(4) program of the National Housing Act. HUD is proposing provision of insurance for funding the construction of Tapestry at Shelby Farms which will include new construction of a 270-unit affordable multi-family residential development to be located on an aggregated area of approximately 17.49 acres of undeveloped land along Raleigh Lagrange Road, Cordova, Tennessee. As proposed, the project will consist of five (5) multifamily residential buildings, a leasing office, on-site maintenance, outdoor pool, sundeck, outdoor lounge, fitness center, spin room, dog park, dog wash, and jogging/biking trail. The extent of the FFRMS floodplain was determined using a 0.2 annual percent flood approach and the wetlands were identified from an onsite wetlands delineation assessment. Approximately 4.59 acres of FFRMS floodplain are onsite; however the project is designed to avoid all direct impacts to the floodplain. The project will impact approximately 0.0247 acres of emergent wetlands. The purpose of the impact is for construction of a residential building, parking, and stormwater detention. The wetlands are considered non-jurisdictional and therefore, not subject to Section 404 of the Clean Water Act. The Tennessee SHPO concluded the proposed undertaking will result in "no historic properties affected." Potential summer habitat for the Tricolored bat is present onsite, however adverse impacts will be minimized by clearing vegetation outside of the pupping season which is between May 15-July 31. Due to private ownership and lack of unique natural features, there is no expected public interest for recreational, scientific, or educational purposes. HUD has considered the following alternatives and mitigation measures to be taken to minimize adverse impacts and to restore and preserve natural and beneficial values: 1) No Action: HUD does not insure the proposed development. This alternative was not selected since the project was not found to have significant adverse impacts. 2) Modify the project to avoid or minimize impacts to the wetlands: Reconfiguring the project site to avoid or minimize impacts to the wetlands is not feasible due to the limited area available for development, minimum number of required parking spaces, and open areas. To keep the project feasible, complete impact of the wetlands is necessary. 3) Insure the development as proposed: Wetland impacts will include vegetation clearing, draining, and filling 0.0247 acres of non-jurisdictional wetlands. Compensatory mitigation is not required. Stormwater runoff will be managed with a stormwater system designed and approved through city planning and local and state permits. All state and local water quality protection procedures will be included in the construction plans. HUD has reevaluated the alternatives to building in a wetland and has determined that it has no practicable alternative. Environmental files documenting compliance with steps 3 through 6 of Executive Order 11990 are available for public inspection, review and copying upon request at the times and location delineated in the last paragraph of this notice for receipt of comments. There are three primary purposes for this notice. First, people who may be affected by activities in wetlands and those who have an interest in the protection of the natural environment should be given an opportunity to express their concerns and provide information about these areas. Second, an adequate public notice program can be an important public educational tool. The dissemination of information and request for public comment about wetlands can facilitate and enhance Federal efforts to reduce the risks and impacts associated with the occupancy and modification of these special areas. Third, as a matter of fairness, when the Federal government determines it will participate in actions taking place in wetlands, it must inform those who may be put at greater or continued risk. Written comments must be received by HUD at the following address on or before September 29, 2025: HUD, 400 W Bay Street, Suite 1015, Jacksonville, Florida 32202, Attention: Mark Malec, Branch Chief, Technical Team. Mark Malec's direct phone number is (904) 208-6054 and email is Mark.E.Malec@hud.gov. A full description of the project may also be reviewed from 8am to 5pm at the same address as above. Comments may also be submitted via email at FL_Webmanager@hud.gov. Jonathan Mosley, acting in his capacity as Production Division Director of the HUD Multifamily Southeast Regional Center, is the HUD Approving Official. September 21 2025 LOKR0370582