IN THE FIRST JUDICIAL DISTRICT COURT OF NEVADA IN AND FOR CARSON CITY, STATE OF NEVADA

IN THE FIRST JUDICIAL DISTRICT COURT OF NEVADA IN AND FOR CARSON CITY, STATE OF NEVADA AMERICA FIRST CREDIT UNION also known as AMERICA FIRST FEDERAL CREDIT UNION, Plaintiff versus DEREK M. JUDY, Defendant. THE STATE OF NEVADA SEND GREETINGS TO THE ABOVE-NAMED DEFENDANT: DEREK M. JUDY NOTICE! YOU HAVE BEEN SUED. THE COURT MAY DECIDE AGAINST YOU WITHOUT YOUR BEING HEARD UNLESS YOU FILE A RESPONSE WITHIN 20 DAYS. READ THE INFORMATION BELOW CAREFULLY. TO THE DEFENDANT: A civil Complaint has been filed by the Plaintiff against you. If you wish to defend this lawsuit, within 20 days after this Summons is served on you, exclusive of the day of service, file with this Court a written pleading (there is a fee for filing a responsive pleading) in response to this Complaint.Unless you respond, your default will be entered upon application of the plaintiff, and this Court may enter a judgment against you for the relief demanded in the Complaint (when service by publication, insert a brief statement of the object of the action), which could result in the taking of money or property or the relief requested in the Complaint.If you wish to seek the advice of an attorney in this matter, you should do so promptly so that your response may be filed on time. You are required to serve your response upon plaintiff's attorney, whose address is: CORY READE DOWS & SHAFER ANGELA H. DOWS, ESQ. Nevada Bar No. 010339 1333 North Buffalo Drive, Suite 210 Las Vegas, Nevada 89128 Telephone: (702) 794-4411 Attorneys for Plaintiff AMERICA FIRST CREDIT UNION June 25 2026 LNVS0545214