Idaho Financing v. Neighbors FN252327

Idaho Financing v. Neighbors FN252327 IN THE IOWA DISTRICT COURT OF POLK COUNTY Idaho Housing and Finance Association Plaintiff, vs. Unknown Heirs, Devisees, Creditors, or other Claimants with an interest in the property of Reeva Neighbors, Deceased; Jennifer Christine Michelle; State of Iowa, Department of Revenue; State of Iowa, Child Support Services; Unknown spouse, if any, of Reeva Neighbors; Parties in Possession; Credit Acceptance Corporation; Iowa Finance Authority; Khamisi Thomas Banks; Real Property Management; State of Iowa, et al. Defendants. EQUITY NO: EQCE091832 ORIGINAL NOTICE FOR PUBLICATION You are notified that a petition has been filed in the office of this court naming you as a defendant in this action. The petition was filed on August 1, 2025, and prays for foreclosure of Plaintiffs Mortgage in favor of the Plaintiff on the property described in this notice and judgment for the unpaid principal amount of $169,444.84, with 6.625% per annum interest thereon from November 1, 2024, together with late charges, advances and the costs of the action including (but not limited to) title costs and reasonable attorney's fees, as well as a request that said sums be declared a lien upon the following described premises from July 12, 2023, located in Polk county, Iowa: LOT 20 IN BLOCK "B" IN ALBERT KRYSHER'S ADDITION TO NORTH DES MOINES, AN OFFICIAL PLAT, NOW INCLUDED IN AND FORMING A PART OF THE CITY OF DES MOINES, POLK COUNTY, IOWA., commonly known as 1443 13th St, Des Moines, IA 50314 (the "Property") The petition further prays that the Mortgage on the above described real estate be foreclosed, that a special execution issue for the sale of as much of the mortgaged premises as is necessary to satisfy the judgment and for other relief as the Court deems just and equitable. For further details, please review the petition on file in the clerk's office. The Plaintiffs attorney is Richard Reinblatt, of SouthLaw, P.C.; whose address is 10855 W Dodge Road, Suite 250, Omaha, NE 68154. NOTICE The plaintiff has elected foreclosure without redemption. This means that the sale of the mortgaged property will occur promptly after entry of judgment unless you file a written demand with the court to delay the sale. If you file a written demand, the sale will be delayed until six months (or three months if the petition includes a waiver of deficiency judgment) from the entry of judgment if the mortgaged property is your residence and is a one-family or two-family dwelling or until two months from entry of judgment if the mortgaged property is not your residence or is your residence but not a one-family or two-family dwelling. You will have no right of redemption after the sale. The purchaser at the sale will be entitled to immediate possession of the mortgaged property. You may purchase at the sale. You must serve a motion or answer on or before November 5, 2025, and within a reasonable time thereafter, you must file your motion or answer with the Clerk of Court for Polk County, at the county courthouse in Des Moines, Iowa. If you fail to respond, judgment by default may be rendered against you for the relief demanded in the petition. If you require the assistance of auxiliary aids or services to participate in a court action because of a disability, immediately call your District ADA Coordinator at 515-286-3394. If you are hearing impaired, call Relay Iowa TTY at 1-800-735-2942. This case has been filed in a county that utilizes electronic filing. You may find more information and general rules governing electronic filing in Iowa Court Rules Chapter 16. You may find information concerning protection of personal information in court filings in Iowa Court Rules Chapter 16, Division VI. By: CLERK OF THE ABOVE COURT Polk County Courthouse 500 Mulberry Street, Des Moines, IA 50309-4328 IMPORTANT: YOU ARE ADVISED TO SEEK LEGAL ADVICE AT ONCE TO PROTECT YOUR INTERESTS. September 25, October 2, 9 2025 LIOW0373330