MORTGAGE FORECLOSURE NOTICE

MORTGAGE FORECLOSURE NOTICE Default having been made in the terms of that certain Mortgage, executed on January 24, 2020, by Patricia J. Nichols, a single person, as Mortgagor, to Truist Bank as Mortgagee, which said Mortgage is recorded in the Office of the Judge of Probate, Montgomery County, Alabama, in RLPY Book 05338 at Page 0464 on January 30, 2020, and Truist Bank, successor by merger to SunTrust Bank is currently the holder of the Mortgage, and underlying promissory note secured thereby, and Truist Bank, successor by merger to SunTrust Bank is authorized to enforce the terms of the Mortgage secured by said promissory note; and default having continued under the terms of said Mortgage, and by virtue of Alabama Code Section 35-10-3 and 35-10-2, the following described real property will be sold at public outcry, for cash, to the highest bidder, in front of the Courthouse door of said County, during the legal hours of sale, on October 22, 2025. The following described property in Montgomery County, Alabama: Lot 1, Block 8, according to the Corrected Plat of Carol Villa No. 2, Plat C, located in Section 13, T16N, R18E, as same appears of record in the Office of the Judge of Probate of Montgomery County, Alabama, in Plat Book 23, at Page 256. Being previously conveyed by Warranty Deed from Whitworth & Company, Inc., to Max Allison Nichols and wife, Patricia J. Nichols, for and during their joint lives and upon the death of either of them, then to the survivor of them, dated 08/01/1972, and recorded on 08/02/1972 at Document Reference 161/868 in Montgomery County, Alabama. APN: 10-06-13-1-007-001.000 For informational purposes only, the property address is: 502 Melanie Dr., Montgomery, AL 36109-4929 Subject to all easements, restrictions and reservations appearing of record. Said sale will also be made subject to any Federal Tax Liens and/or Special Assessments of any nature, if any, which might adversely affect the title to the property. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. The property is being sold "as is, where is." Said property is sold without warranty or recourse, expressed or implied as to title, use or enjoyment. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. This sale is subject to postponement or cancellation. Kent D. McPhail McPhail Sanchez, LLC Counsel for Mortgagee/Transferee 126 Government Street Mobile, AL 36602 251-438-2333 Please publish this on 09/19/2025, 09/26/2025, and 10/03/2025. September 19, 26, October 3 2025 LTUS0371275