MORTGAGE FORECLOSURE NOTICE

MORTGAGE FORECLOSURE NOTICE Default having been made in the terms of that certain Mortgage, executed on January 9, 2013, by David R. Waitzman and Paulah J. Waitzman a/k/a Polli J. Waitzman, Husband and Wife, as Mortgagor(s), to Mortgage Electronic Registration Systems, Inc. as nominee for Michigan Mutual, Inc. as Mortgagee, which said Mortgage is recorded in the Office of the Judge of Probate, Tuscaloosa County, Alabama, in MORTGAGE Book 2013 at Page 6298 on January 25, 2013, and subsequently assigned to Carrington Mortgage Services, LLC, and recorded in the Office of the Judge of Probate in Tuscaloosa County, Alabama, in Miscellaneous Book 2023 at Page 10980 on October 5, 2023, and Jessica W. Kwon and Meagan Waitzman Fowler having subsequently acquired an interest in said property by the Last Will and Testament of Paulah J. Waitzman admitted to probate by Decree entered June 11, 2021, in Tuscaloosa County Probate Case No. 2021-440, and default having continued under the terms of said Mortgage, and by virtue of Alabama Code Section 35-10-3 and 35-10-2, the following described real property will be sold at public outcry, for cash, to the highest bidder, in front of the Courthouse door of said County, during the legal hours of sale, on June 24, 2026. Lot 1 Woodland Forrest No. 10 as recorded in the Probate Office of Tuscaloosa County, Alabama, in Plat Book 14 at Page 123, Less and Except the following described portion thereof; as a point of beginning, start at the southwest corner of said Lot 1; thence run in an easterly direction and along the south boundary of said Lot 1 for a distance of 195.00 ft. to the southeast corner of said Lot 1; thence with a deflection angle of 81 degrees 01 minutes to the left run in a northerly direction and along the east boundary of said Lot 1 for a distance of 2.53 ft. to a point; thence with a deflection angle of 98 degrees 59 minutes to the left run in a westerly direction for a distance of 195.32 ft. to a point on the curving west boundary of said Lot 1, said curve being concave to the east and having a radius of 539.23 ft.; thence run in a southerly direction and along the curving west boundary of said Lot 1 for an arc distance of 2.51 ft. to the point of beginning. Source of Title: Deed Book 864, Page 406 Subject to all easements, restrictions and reservations appearing of record. Said sale will also be made subject to any Federal Tax Liens and/or Special Assessments of any nature, if any, which might adversely affect the title to the property. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. The property is being sold "as is, where is." Said property is sold without warranty or recourse, expressed or implied as to title, use or enjoyment. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. This sale is subject to postponement or cancellation. ATTENTION ALL PROSPECTIVE BIDDERS: On March 1, 2026, the data collection and reporting requirements under the U.S. Financial Crimes Enforcement Network (FinCEN) new Anti-Money Laundering Rule (Rule), found at 89 FR 70258, went into effect. The Rule applies to certain residential real estate sale transactions (including some that go beyond the typical one-to-four family residence) where the transfer is to a legal entity or trust, and which includes cash purchases, private financing or financing provided by an institution not subject to a federal Anti-Money Laundering or Suspicious Activity Report requirement. As part of this Rule, buyers and sellers are required to provide additional information and documentation about themselves, their legal entities, and/or the source of funds used in the reportable transaction. The collection of this information and documentation is required to comply with the Rule's federal reporting requirements. This notice is provided for informational purposes only and does not constitute legal advice. You are encouraged to consult with your own independent legal counsel if you have questions about how the FinCEN Anti-Money Laundering Rule affects your transaction and whether your transaction is reportable. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) to final confirmation and audit of the status of the loan with the holder of the Mortgage, and (3) to confirmation that the successful bidder has timely provided all information required by the Rule, 89 FR 70258. The Substitute Trustee, on behalf of the holder of the Deed of Trust, reserves the right to rescind the foreclosure sale at its own discretion. Kent D. McPhail McPhail Sanchez, LLC Counsel for Mortgagee/Transferee 126 Government Street Mobile, AL 36602 251-438-2333 Please publish this on 05/07/2026, 05/14/2026, and 05/21/2026. May 7, 14, 21 2026 LTUS0510146