MORTGAGEE’S NOTICE OF SALE

MORTGAGEE'S NOTICE OF SALE By virtue and in execution of the Power of Sale contained in a certain mortgage given by Gary Jesse Berkley to Mortgage Electronic Registration Systems, Inc. ("MERS") as Nominee for Quicken Loans Inc., dated November 30, 2007, recorded with Middlesex South Registry of Deeds in Book 50523, Page 489, which mortgage was assigned to Bank of America, N.A. by Assignment dated September 20, 2011, recorded in Book 57580, Page 201; further assigned to Green Tree Servicing LLC by Assignment dated May 10, 2013, recorded in Book 63251, Page 61, as confirmed by Assignment dated March 18, 2015, recorded in Book 66290, Page 267; further assigned to DLJ Mortgage Capital, Inc. by Assignment dated February 8, 2019, recorded in Book 72215, Page 574; further assigned to J.P. Morgan Mortgage Acquisition Corp. by Assignment dated October 15, 2024, recorded in Book 83577, Page 44; and further assigned to Wilmington Savings Fund Society, FSB, as Owner Trustee of the Residential Credit Opportunities Trust X-B by Assignment dated May 22, 2025, recorded in Book 84812, Page 302, of which mortgage the undersigned is the present holder, for breach of the conditions of said mortgage and for the purpose of foreclosing the same will be sold at Public Auction at 11:00 AM, on the 14th day of July, 2026, at the mortgaged premises described and known 45 Lakeside Avenue, Unit 27, Marlborough, Massachusetts described in said mortgage, to wit: Condominium Unit 27 (Unit) of the Condominium known as the Waterwind Knolls Condominium (Condominium) created by Master Deed dated August 7, 1992 and recorded with Middlesex South District Registry of Deeds in Book 14711, Page 54 (Master Deed), as amended, together with a 2.5% undivided interest in the common areas and facilities of the Condominium and subject to and with the benefit of the Master Deed and any amendments thereto. Together with the exclusive right and easement to use two parking spaces and the non-exclusive right and easement to use one parking space to be designated by the Trustees of the Waterwind Knolls Condominium Trust recorded with said Master Deed in Book 14711, Page 69, as amended. The Unit is conveyed with the benefit of and subject to: (a) the provisions of Massachusetts General Laws, Chapter 183A, as the same may be now or hereafter be amended, (b) the Master Deed and any amendments thereto, and all matters of record stated or referred to therein, as completely as if each were fully set forth herein (c) the terms and conditions of Waterwind Knolls Condominium Trust, the By-Laws contained therein and any rules and regulations promulgated pursuant thereto, (d) subject to real estate taxes attributable to the Unit for the current year which are not now due and payable. The Unit is laid out as shown on the plan recorded with the Master Deed, to which is affixed a verified statement in the form provided in Massachusetts General Laws, Chapter 183A, Section 9, and the Unit contains and approximate area shown on said plan. The Mortgagee reserves the right to postpone the sale to a later date by public proclamation at the time and date appointed for the sale and to further postpone at any adjourned sale date by public proclamation at the time and date appointed for the adjourned sale date. The Mortgagee further reserves the right to open the bidding at the time, date and place appointed for sale, and if no bids are received, or the bids received are deemed unacceptable to Mortgagee, to postpone the sale to a later date by public proclamation. Said premises will be sold subject to and with the benefit of all restrictions, easements, improvements, outstanding tax titles, mortgages, liens, rights of tenants and parties in possession, unpaid taxes, municipal liens and other public taxes, assessments or liens, having priority over the mortgage described herein, if any. In the event that the successful bidder at the foreclosure sale shall default in purchasing the within described property according to the terms of this Notice of Sale and/or the terms of the Memorandum of Sale executed at the time of the foreclosure, the Mortgagee reserves the right to sell the property by Foreclosure Deed to the second highest bidder provided that the second highest bidder shall deposit with Mortgagee's attorneys the amount of the required deposit as set forth herein within three (3) business days after written notice of default of the previous highest bidder and title shall be conveyed to said second highest bidder within twenty (20) days of said written notice. TERMS OF SALE: Ten Thousand Dollars ($10,000.00) will be required to bid and be paid in cash or by certified check at the time and place of sale as earnest money. The balance is to be paid in cash or by certified check within thirty (30) days of the date of the sale at the Law Office of Michael J. Murphy, 5 Commonwealth Road, Suite 4A, Natick, Massachusetts 01760. The description of the premises contained in said mortgage shall control in the event of any typographical error in this publication. Other terms, if any, to be announced at the time and place of sale. WILMINGTON SAVINGS FUND SOCIETY, FSB, AS OWNER TRUSTEE OF THE RESIDENTIAL CREDIT OPPORTUNITIES TRUST X-B Present holder of said mortgage, By its attorney, Michael J. Murphy, Esq. Law Office of Michael J. Murphy 5 Commonwealth Road, Suite 4A Natick, MA 01760 Tel: (508) 650-9252 June 15, 22, 29 2026 LNEO0537056