NORTH CAROLINA CLEVELAND COUNTY Special Proceedings No. 25 SP 194 Substitute Trustee: Philip A. Glass NOTICE OF FORECLOSURE SALE

NORTH CAROLINA CLEVELAND COUNTY Special Proceedings No. 25 SP 194 Substitute Trustee: Philip A. Glass NOTICE OF FORECLOSURE SALE Date of Sale: October 22, 2025 Time of Sale: 3:00 p.m. Place of Sale: Cleveland County Courthouse Description of Property: See Attached Description Record Owners: Renee D. Bowen Address of Property: 108 Beacon Drive Shelby, NC 28152 Deed of Trust: Book : 1316 Page: 1523 Dated: December 12, 2001 Grantors: Timothy S. Bowen and wife Renee D. Bowen Original Beneficiary: State Employees' Credit Union CONDITIONS OF SALE: This sale is made subject to all unpaid taxes and superior liens or encumbrances of record and assessments, if any, against the said property, and any recorded leases. This sale is also subject to any applicable county land transfer tax, and the successful third party bidder shall be required to make payment for any such county land transfer tax. The property to be offered pursuant to this Notice of Sale is being offered for sale "AS IS, WHERE IS." THERE ARE NO REPRESENTATIONS OR WARRANTIES relating to the title or to any physical, environmental, health or safety conditions existing in, on, at or relating to the property being offered for sale, and any and all responsibilities or liabilities arising out of or in any way relating to any such condition are expressly disclaimed. A cash deposit of 5% of the purchase price will be required at the time of the sale. Remote bidding will not be accepted pursuant to North Carolina General Statutes Section 45-21.25 (a). Credit bids on behalf of the Noteholder will be accepted. Any successful bidder shall be required to tender the full balance of the purchase price so bid in cash or certified check at the time the Substitute Trustee tenders to him a deed for the property or attempts to tender such deed, and should said successful bidder fail to pay the full balance purchase price so bid at that time, he shall remain liable on his bid as provided for in North Carolina General Statutes Section 45-21.30 (d) and (e). This sale will be held open ten (10) days for upset bids as required by law. Residential real property with less than 15 rental units, including single-family residential real property: an order for possession of the property may be issued pursuant to G.S. 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold. Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may, after receiving notice of sale, terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10 days, but not more than 90 days, after the sale date contained in the notice of sale, provided that the mortgagor has not cured the default at the time the tenant provides the notice of termination. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination. Dated: 9/16/25 ______________________________ Philip A. Glass, Substitute Trustee Nodell, Glass & Haskell, L.L.P. Posted on 9/16/25 Exhibit A BEGINNING at an iron, said iron being located south 24-20-50 West 376.53 feet from an old nail in the right of way of State Road 1103; thence from the beginning point, South 24-20-50 West 169.46 feet to an iron; thence North 58-40 West 213.78 feet to an iron; thence North 27.04 East 168.67 feet to an iron; thence South 58-40 East 205.72 feet to an iron, containing approximately .81 acres, more or less, according to a survey by Clyde Fesperman, R.L.S., dated March 14, 1983. The Grantors also do hereby grant, assign, and convey to the Trustee, Trustee's successors and assigns, in trust, a perpetual, non-exclusive easement and right of way for the creation, maintenance and use of a driveway for public access over, on, or across the following described property, being located North of the lot hereinabove described, said easement being described as follows: BEGINNING at the iron which is the beginning point of the above described lot; thence South 24-20-50 West 169.46 feet to an iron; thence North 58-40 West 30 feet to a point; thence North 24-20-50 East 169.46 feet, more or less, to the Northern line of the above described property; thence South 58-40 East 30 feet to the BEGINNING. Said easement shall be a perpetual and non-exclusive easement and right of way and it shall be for the use and benefit not only for the Grantors, their heirs, and assigns, but also for the use by the Grantors' invites and the like. Also conveyed herewith are Grantors' right pursuant to that certain easement recorded in Book 18C, Page 465, Cleveland County Registry. Title Reference: Book 18-X, Page 733, Cleveland County Registry. Subject to easements, restrictions and rights of way of record, and utility lines and rights of way in existence over, under or upon the above-described property. PIN: 2545856256 Property Address: 108 Beacon Dr. Shelby, NC 28152 October 14, 21 2025 LWLM0372946