NOTICE OF ACTION

NOTICE OF ACTION IN THE CIRCUIT COURT FOR THE FOURTEENTH JUDICIAL CIRCUIT IN AND FOR BAY COUNTY, FLORIDA CIRCUIT CIVIL DIVISION NEWREZ LLC DBA SHELLPOINT MORTGAGE SERVICING Plaintiff(s), vs. THE TWIN PALMS RESORT CONDOMINIUM ASSOCIATION, INC.; ASHLEY NICOLE KERR; THE UNKNOWN SPOUSE OF STEVEN KERR AKA STEVEN HOLMES KERR; THE UNKNOWN TENANT IN POSSESSION, Defendant(s). / CASE NO.: 25001082CA NOTICE OF ACTION TO: ASHLEY NICOLE KERR LAST KNOWN ADDRESS: 10519 FRONT BEACH ROAD, 902, PANAMA CITY, FL 32407 CURRENT ADDRESS: 10519 FRONT BEACH ROAD, 902, PANAMA CITY, FL 32407 TO: THE UNKNOWN TENANT IN POSSESSION LAST KNOWN ADDRESS: 10519 FRONT BEACH ROAD, 902, PANAMA CITY, FL 32407 CURRENT ADDRESS: 10519 FRONT BEACH ROAD, 902, PANAMA CITY, FL 32407 YOU ARE HEREBY NOTIFIED that a civil action has been filed against you in the Circuit Court of Bay County, Florida, to foreclose certain real property described as follows: CONDOMINIUM UNIT 902, THE TWIN PALMS RESORT, A CONDOMINIUM, ACCORDING TO THE DECLARATION OF CONDOMINIUM THEREOF, AS RECORDED IN OFFICIAL RECORDS BOOK 2355, PAGE 1842, AND ALL AMENDMENTS THERETO, OF THE PUBLIC RECORDS OF BAY COUNTY, FLORIDA, TOGETHER WITH AN UNDIVIDED INTEREST IN THE COMMON ELEMENTS APPURTENANT THERETO. Property address: 10519 Front Beach Road, 902, Panama City Beach, FL 32407 You are required to file a written response with the Court and serve a copy of your written defenses, if any, to it on Padgett Law Group, whose address is 6267 Old Water Oak Road, Suite 203, Tallahassee, FL 32312, at least thirty (30) days from the date of first publication, and file the original with the clerk of this court either before service on Plaintiff's attorney or immediately thereafter; otherwise, a default will be entered against you for the relief demanded in the complaint. DATED this the 17 day of Feb, 2026. CLERK OF THE CIRCUIT COURT As Clerk of the Court BY: /s/ Christine Caswell Deputy Clerk Publish in: The News Herald - FL P.O Box 631244 Cincinatti, OH 45263 Plaintiff Atty: Padgett Law Group 6267 Old Water Oak Road, Suite 203 Tallahassee, FL 32312 attorney@padgettlawgroup.com March 8, 11 2026 LSAR0472651