NOTICE OF FILING OF BANK MERGER ACT APPLICATION

NOTICE OF FILING OF BANK MERGER ACT APPLICATION Notice is given that an application has been made to the Office of the Comptroller of the Currency, Northeast Region, 7 Times Square, Tenth Floor Mailroom, New York, NY 10036, on or about December 19, 2025, for consent to merge: First Federal Savings and Loan Association of Centerburg Centerburg, OH 43011 with and into: First Federal Savings and Loan Association of Lakewood Lakewood, OH 44107 It is contemplated that the home offices and branch offices of the above-named savings associations will continue to operate. This notice is published pursuant to 12 USC 1828(c) and 12 CFR 5. Anyone may submit written comments on this application by January 19, 2026 to: Director for Licensing, Office of the Comptroller of the Currency, Northeast Region, 7 Times Square, Tenth Floor Mailroom, New York, NY 10036 or by emailing LicensingPublicComments@occ.treas.gov. The public may find information regarding this application, including the date of the end of the public comment period, in the OCC Weekly Bulletin at www.occ.gov. Requests for a copy of the public file on the application should be made to the Director for Licensing Office of the Comptroller of the Currency, Northeast Region, 7 Times Square, Tenth Floor Mailroom, New York, NY 10036 or by emailing Licensing@occ.treas.gov. December 19, 2025 First Federal Savings and Loan Association of Centerburg 5 East Main Street Centerburg, OH 43011 First Federal Savings and Loan Association of Lakewood 14806 Detroit Avenue Lakewood, OH 44107 December 19, 26, January 13 2026 LWOO0425935