NOTICE OF FILING OF BANK MERGER ACT APPLICATION

NOTICE OF FILING OF BANK MERGER ACT APPLICATION PUBLIC NOTICE is hereby given of the filing of a Bank Merger Act Application by Cross River Bank in connection with its assumption of certain deposit liabilities of Choice Financial Group d/b/a Choice Bank in accordance with 12 C.F.R. §§ 303.7 as follows: Applicant Depository Institution: Cross River Bank Target Institution: Choice Financial Group d/b/a Choice Bank Type of Filing: Bank Merger Act Application Filed Pursuant To: 12 C.F.R. §§ 303.7 Any person wishing to comment on this application may file his or her comments in writing with Mary A. Barry, Acting Regional Director of the Federal Deposit Insurance Corporation, New York Regional Office, located at 350 Fifth Avenue, Suite 1200, New York, NY 10118-0110 not later than August 12, 2026. The non-confidential portions of the application are on file at the New York Regional Office of the Federal Deposit Insurance Corporation and are available for public inspection during regular business hours. Photocopies of the nonconfidential portion of the application file will be made available upon request. July 13, 27, August 7 2026 LNYS0553824 $76.56