NOTICE OF FORECLOSURE SALE

NOTICE OF FORECLOSURE SALE STATE OF NORTH CAROLINA COUNTY OF CLEVELAND IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION BEFORE THE CLERK 25 SP 76 IN THE MATTER OF THE FORECLOSURE OF A DEED OF TRUST FROM CALVIN D ROSEBORO TO TRSTE, INC., TRUSTEE, DATED MAY 16, 2003, RECORDED IN BOOK 1375, PAGE 321, CLEVELAND COUNTY REGISTRY Pursuant to an order entered June 26, 2025, in the Superior Court for Cleveland County, and the power of sale contained in the captioned Deed of Trust (the "Deed of Trust"), the Substitute Trustee will offer for sale at auction (the "Sale"), to the highest bidder for cash on: SEPTEMBER 16, 2025, AT 10:00 A.M. CLEVELAND COUNTY COURTHOUSE 100 JUSTICE PLACE, SHELBY, NORTH CAROLINA 28150 the real estate and the improvements thereon secured by the Deed of Trust, less and except any of such property released from the lien of the Deed of Trust prior to the date of said sale, lying and being in Cleveland County, North Carolina, and being more particularly described as follows (the "Property"): ALL THAT CERTAIN PROPERTY SITUATED IN THE CITY OF KINGS MOUNTAIN, IN THE COUNTY OF CLEVELAND AND STATE OF NORTH CAROLINA AND BEING MORE PARTICULARLY DESCRIBED IN A DEED DATED 10/24/1997 AND RECORDED 10/27/1997 IN BOOK 1208, PAGE 2460 AMONG THE LAND RECORDS OF THE COUNTY AND STATE SET FORTH ABOVE. PARCEL ID NUMBER: 41772 The record owner(s) of the Property not more than ten (10) days prior to the date hereof is Calvin D. Rose. Parcel ID: 41772 Unless delayed by other sales held at the same place, the sale will be held at the fixed time, or as soon thereafter as practicable, but not later than 3 hours after the time fixed, as provided in Section 45-21.23 of the North Carolina General Statutes. A five percent cash deposit, or a cash deposit of $750.00, whichever is greater, will be required of the last and highest bidder. The balance of the bid purchase price shall be due in full in cash or certified funds at a closing to take place within thirty (30) days of the date of sale. The Substitute Trustee shall convey title to the property by non warranty deed. This sale will be made subject to all prior liens of record, if any, and to all unpaid (ad valorem) taxes and special assessments, if any, which became a lien subsequent to the recordation of the Deed of Trust. This sale will be further subject to the right, if any, of the United States of America to redeem the above-described property for a period of 120 days following the date when the final upset bid period has run. The purchaser of the property described above shall pay the Clerk's Commissions in the amount of $.45 per $100.00 of the purchase price (up to a maximum amount of $500.00), required by Section 7A-308(a)(1) of the North Carolina General Statutes. If the purchaser of the above-described property is someone other than the Beneficiary under the Deed of Trust, the purchaser shall also pay, to the extent applicable, the land transfer tax in the amount of one percent (1%) of the purchase price. To the extent this sale involves residential property with less than fifteen (15) rental units, you are hereby notified of the following: (a) An order for possession of the property may be issued pursuant to Section 45-21.29 of the North Carolina General Statutes in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold; and (b) Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may, after receiving the notice of sale, terminate the rental agreement upon 10 days' written notice to the landlord. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination. The 26th day of June 2025. John W. Fletcher III, Substitute Trustee (NCSB No. 15503) Fletcher, Tydings, Williams-Tracy & Gott, PLLC 100 Queens Road, Suite 250, Charlotte, North Carolina 28204 704-334-3400 / jfletcher@fletchertydings.com September 2, 9 2025 LWLM0357797