NOTICE OF FORECLOSURE SALE

NOTICE OF FORECLOSURE SALE IN THE CIRCUIT COURT OF THE FIFTH JUDICIAL CIRCUIT IN AND FOR LAKE COUNTY, FLORIDA GENERAL JURISDICTION DIVISION CASE NO. 35-2024-CA-001853-AXXX-01 TOWD POINT MORTGAGE TRUST 2020-4, U.S. BANK NATIONAL ASSOCIATION, AS INDENTURE TRUSTEE, Plaintiff, vs. THE UNKNOWN HEIRS, BENEFICIARIES, DEVISEES, GRANTEES, ASSIGNEES, LIENORS, CREDITORS, TRUSTEES AND ALL OTHERS WHO MAY CLAIM AN INTEREST IN THE ESTATE OF KATHLEEN J. BOWLING, DECEASED., et al. Defendant(s). __________________________/ NOTICE OF FORECLOSURE SALE NOTICE IS HEREBY GIVEN pursuant to a Final Judgment of Foreclosure dated December 18, 2025, and entered in 35-2024-CA-001853-AXXX-01 of the Circuit Court of the FIFTH Judicial Circuit in and for Lake County, Florida, wherein TOWD POINT MORTGAGE TRUST 2020-4, U.S. BANK NATIONAL ASSOCIATION, AS INDENTURE TRUSTEE is the Plaintiff and THE UNKNOWN HEIRS, BENEFICIARIES, DEVISEES, GRANTEES, ASSIGNEES, LIENORS, CREDITORS, TRUSTEES AND ALL OTHERS WHO MAY CLAIM AN INTEREST IN THE ESTATE OF KATHLEEN J. BOWLING, DECEASED; THE UNKNOWN HEIRS, BENEFICIARIES, DEVISEES, GRANTEES, ASSIGNEES, LIENORS, CREDITORS, TRUSTEES AND ALL OTHERS WHO MAY CLAIM AN INTEREST IN THE ESTATE OF MICHAEL SCOTT GARKOWSKI, DECEASED; TARA L. GARKOWSKI; REAGAN'S RUN HOMEOWNERS ASSOCIATION, INC; JASON E. GARKOWSKI; DAVID W. BOWLING; ROY E. BOWLING; STATE OF FLORIDA, DEPARTMENT OF REVENUE; CLERK OF COURT OF LAKE COUNTY, FLORIDA are the Defendant(s). Gary J. Cooney as the Clerk of the Circuit Court will sell to the highest and best bidder for cash at the Lake County Courthouse 550 W. Main St. 1st Floor, Near Information Desk, Tavares, FL 32778, at 11:00 AM, on February 03, 2026, the following described property as set forth in said Final Judgment, to wit: LOT 25, REAGANS RUN SUBDIVISION ACCORDING TO THE, PLAT THEREOF AS RECORDED IN PLAT BOOK 37, PAGES 88 AND 89, OF THE PUBLIC RECORDS OF LAKE COUNTY, FLORIDA. Property Address: 10436 REAGANS RUN DR, CLERMONT, FL 34711 Any person claiming an interest in the surplus from the sale, if any, other than the property owner as of the date of the lis pendens must file a claim in accordance with Florida Statutes, Section 45.031. Dated this 12 day of January, 2026. Gary J. Cooney As Clerk of the Court By: Sheri Durham As Deputy Clerk IMPORTANT AMERICANS WITH DISABILITIES ACT. If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the ADA Coordinator for Lake County, Susan Berg, at (352) 742-4221, at least 7 days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than 7 days; if you are hearing or voice impaired, call 711. Publish In: DAILY COMMERCIAL Submitted by: Robertson, Anschutz, Schneid, Crane & Partners, PLLC Attorneys for Plaintiff 6409 Congress Avenue, Suite 100, Boca Raton, FL 33487 Telephone: 561-241-6901 Fax: 561-997-6909 Publication Dates LSAR0440030