NOTICE OF FORECLOSURE SALE

NOTICE OF FORECLOSURE SALE THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE ON ACTIVE MILITARY DUTY. MORTGAGE SALE Default has occurred on a mortgage and 2nd mortgage made by Patricia Polacco, to Century Mortgage Services, Inc. (k. k. a. Century Bank and Trust), a Michigan corporation, on a mortgage dated January 21, 2005, and recorded on January 27, 2005, in Liber 2941, Pages 790-799, and the 2nd Mortgage dated January 22, 2005, and recorded on January 27, 2005, in Liber 2941, Pages 801-813 in Calhoun County Records. No proceedings have been instituted to recover any part of the debt, which is now Two Hundred Thirteen Thousand, One Hundred Sixteen dollars and 31/100 ($213,116.31). The mortgage will be foreclosed by a sale of the property at public auction to the highest bidder on August 20, 2026, at 10:00 a.m. local time at the ground floor of the Courthouse in Battle Creek, Calhoun County, Michigan, and the Courthouse being the place of holding Circuit Court in Calhoun County. The property will be sold to pay the amount then due on the Mortgage, together with interest, legal costs, attorney fees, and also any taxes and insurance that the mortgagee pays before the sale. The property is situated in the Township of Burlington, County of Calhoun, and State of Michigan, and is described in the mortgage as: LAND IN THE TOWNSHIP OF BURLINGTON, COUNTY OF CALHOUN, STATE OF MICHIGAN. PARCEL 1: BEGINNING AT THE SOUTHWEST CORNER OF SECTION 33, TOWN 4 SOUTH, RANGE 7 WEST, BURLINGTON TOWNSHIP, CALHOUN COUNTY, MICHIGAN; THENCE NORTH 594 FEET; THENCE EAST 495 FEET, THENCE SOUTH 82.5 FEET; THENCE WEST 132 FEET; THENCE SOUTH 148.5 FEET: THENCE WEST 132 FEET; THENCE SOUTH 165 FEET; THENCE WEST 165 FEET; THENCE SOUTH 198 FEET, TO THE SOUTH SECTION LINE OF SECTION 33; THENCE WEST ALONG SAID SECTION LINE, 66 FEET TO THE PLACE OF BEGINNING. PARCEL 2: THAT PORTION OF THE SOUTHEAST 1/4 OF THE SOUTHEAST 1/4 OF SECTION 32, TOWN 4 SOUTH, RANGE 7 WEST, BURLINGTON TOWNSHIP, CALHOUN COUNTY, MICHIGAN, LYING SOUTHERLY OF HIGHWAY M-60. EXCEPTING THEREFROM THAT PORTION OF THE SOUTHEAST 1/4 OF THE SOUTHEAST 1/4 WHICH LIES WITHIN THE FOLLOWING DESCRIBED PREMISES; A PARCEL OF LAND LOCATED IN THE SOUTHEAST 1/4 OF SECTION 32 AND SOUTHWEST 1/4 OF SECTION 33, TOWN 4 SOUTH, RANGE 7 WEST, DESCRIBED AS: BEGINNING AT THE NORTHWEST CORNER OF THE RECORDED PLAT OF MOSELEY'S ADDITION TO UNION CITY, WHICH LIES 594.00 FEET NORTH 00°08' EAST OF THE SOUTHWEST CORNER OF SAID SECTION 33; THENCE NORTH 89°46' WEST 70.35 FEET; THENCE NORTH 00°08' EAST 336.64 EEET, TO THE CENTERLINE OF M-60; THENCE 277.53 FEET ALONG THE CENTERLINE ON A 1° CURVE TO THE LEFT, THENCE SOUTH 00°27' EAST 121.04 FEET, THENCE SOUTH 00°08' WEST 360.55 FEET; THENCE NORTH 89°46' WEST 167.40 FEET, TO THE POINT OF BEGINNING. AND PROVIDED THAT THE WEST 33 FEET OF THE ABOVE DESCRIPTION BE USED AS A JOINT DRIVEWAY. ALSO EXCEPTING PREMISES CONVEYED BY DEED RECORDED IN LIBER 1023 ON PAGE 642, CALHOUN COUNTY RECORDS, DESCRIBED AS: COMMENCING AT A POINT 31 RODS WEST OF THE SOUTHEAST CORNER OF SECTION 32, TOWN 4 SOUTH, RANGE 7 WEST; THENCE WEST ON THE SOUTH LINE OF SAID SECTION, 2 RODS; THENCE NORTH 10 RODS; THENCE EAST 2 RODS: THENCE SOUTH AT RIGHT ANGLES TO SAID SECTION LINE, 10 RODS TO THE PLACE OF BEGINNING. ALSO EXCEPT PREMISES CONVEYED BY DEED RECORDED IN LIBER 1125 ON PAGE 470, CALHOUN COUNTY RECORDS, DESCRIBED AS: COMMENCING AT A POINT 313.5 FEET (19 RODS) WEST OF THE SOUTHEAST CORNER OF SECTION 32 TOWN 4 SOUTH, RANGE 7 WEST; THENCE WEST ON THE SOUTH LINE OF SAID SECTION, 198 FEET (12 RODS); THENCE NORTH 165 FEET (10 RODS); THENCE WEST 33 FEET (2 RODS); THENCE NORTH 33 FEET (2 RODS); THENCE EAST 231 FEET (14 RODS); THENCE SOUTH 198 FEET (12 RODS) TO THE POINT OF BEGINNING. Real Property Tax Identification Number: 13-05-132-030-00/13-05-160-012-00 Commonly known as: 120 Calhoun Street, Union City, Michigan 49094 The redemption period will be six (6) months from the date of sale, unless the premises are deemed abandoned pursuant to MCL 600.3241a, in which event the redemption period shall be 30 days. If the property is sold at a foreclosure sale pursuant to this advertisement, MCL 600.3278 provides that the borrower will be held responsible to the purchaser at the foreclosure sale for damaging the property during the redemption period. TO ALL PURCHASERS: The foregoing mortgagee may rescind the sale. In that event, your damages, if any, shall be limited solely to the return of your bid amount tendered at the sale, plus interest. CENTURY BANK AND TRUST, Mortgagee Stephanie Nichols, Mortgage Loan Officer LILLIS & JANSEN, PC Attorneys for Mortgagee By: Erin B. Jansen (P71564) 100 W. Chicago Street Coldwater, Michigan 49036 (517) 278-8386 July 20, 27, August 3, 10 2026 LPET0559261