NOTICE OF IN REM FORECLOSURE OF TAX LIEN TITLES SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION – CAMDEN COUNTY DOCKET NUMBER F-006798-26 By: CLARENCE E. OWENS

NOTICE OF IN REM FORECLOSURE OF TAX LIEN TITLES SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION – CAMDEN COUNTY DOCKET NUMBER F-006798-26 By: CLARENCE E. OWENS TAKE NOTICE that an action, In Rem, has been commenced in the Superior Court of New Jersey, by the filing of a Second Amended Complaint on July 8, 2026, to foreclose and forever bar any and all rights of redemption of the parcels of land described in tax foreclosure list below from Plaintiff's tax lien titles. The action is brought against the land only and no personal judgment may be entered therein. That any person desiring to protect at right, title or interest in the described lands or any parcel thereof, by redemption, or to contest Plaintiff's right to foreclose must do so by paying the amount required to redeem, plus interest to the date of redemption, and such costs, as the court may allow prior to the entry of judgment herein, or by filing and serving an answer to this Complaint setting forth Defendants' defense within forty-five (45) days after the date of publication of this notice. NOTICE OF SURPLUS EQUITY AFFIRMATIVE DEFENSE: Pursuant to New Jersey Court Rule 4:64-1c ("Definition of Uncontested Action") any allegation in a responsive pleading to this complaint that a party has existing in the property shall be treated as a contesting answer to this tax foreclosure complaint. Pursuant to Tyler v. Hennepin County, 598 U.S. 631, 143 S. Ct. 1369 (2023), a property owner may be entitled to the surplus which would be realized over and above the amount due to the plaintiff lienholder. According to Black's Law Dictionary 657 (10th ed. 2014), "surplus" is "an amount of something that is more than what is required or used." If you believe there is a surplus beyond the amount owed to the plaintiff, you must assert same in a responsive pleading. NOTIFICATION OF RIGHTS RELATING TO SURPLUS EQUITY (a) the within action could result in the loss of the property owners' equity in the property; and (b) the potential loss of equity is a valid basis for contesting the tax foreclosure. In the event of failure to redeem or answer by any person having the right to redeem or answer, such person shall be forever barred and foreclosed of his/her/their right, title and interest and equity of redemption in and to the parcels and land described in the following tax foreclosure list. The following is a copy of the tax foreclosure list showing the lands against which this action is brought. TAX FORECLOSURE LIST: Schedule #1 Certificate # 16-00906 Name of Owner(s) as it appears on last Tax Duplicate: Francis H. Devine Description of lands as it appears on tax dupl. & Certificate of Sale: Block 685, Lot 10, 2958 Octagon Rd.-W, City of Camden, Camden County, New Jersey, 08104 Date of Tax Sale: 06/20/2016 Date of Recoding: 06/28/2026 Book and Page in County Clerk's Office: Book 10438, Page 235 THE AMOUNT TO REDEEM CHANGES DAILY. FOR AN EXACT REDEMPTION AMOUNT, CONTACT THE CITY OF CAMDEN TAX COLLECTOR'S OFFICE AT (856)-757-7003. Clarence E. Owens P.O. Box 123 Willingboro, NJ 08046 Tel: 609-686-0557 Dated: July 8, 2026 July 10 2026 LNYS0553299 $55.04