NOTICE OF TRUSTEE SALE

NOTICE OF TRUSTEE SALE NOTICE OF TRUSTEE S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED AUGUST 22, 2022. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. ASSESSORS PARCEL NUMBER 699-9-170-085 On NOVEMBER 25, 2025 at 10:30 A.M., BOBBY FORD as the duly appointed Trustee under and pursuant to Deed of Trust, recorded on AUGUST 8, 2922 as document No. 2022000082850 of Official Records in the Office of the Recorder of VENTURA County, California, executed by: HELENA MICHALAK, an unmarried woman as Trustor, BOBBY FORD and MARY FORD, husband and wife as joint tenants, as Beneficiaries, will sell at PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified In section 5102 of the Financial Code and authorized to do business In this state). AT 2100 THOUSAND OAKS BLVD., THOUSAND OAKS, CALIFORNIA 91362 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein as more fully described on said deed of trust. ALL CASHIERS CHECKS MUST BE MADE PAYABLE TO BOBBY FORD. All third party checks will be returned for re-issuance. The property heretofore described is being sold "As Is". The street address and other common designation, if any, of the real property described above is purported to be 1206 SOUTH WESTLAKE BLVD. UNIT D, THOUSAND OAKS, CALIFORNIA 91361. Directions may be obtained by written request. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $913,783.25. estimated. Accrued Interest and additional advances, if any, will increase this figure prior to sale. Whenever the context hereof so requires, the masculine gender includes the feminine and/or neuter , the singular number includes the plural. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale has been postponed, and if applicable the rescheduled time and date for the sale of this property, you may call 714-637-8877. Information about postponements that are very short in duration or that occur close to the time to the scheduled sale may not immediately be reflected in the telephone information. The best way to verify postponement is to attend the sale. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of the outstanding liens that may exist on the property by contacting the county recorders office or a title company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO TENANT You may have a right to purchase this property after the trustee auction pursuant to Section 2924m of the California Civil Code. If you are an "eligible tenant buyer," you can purchase the property if you match the last and highest bid placed at the trustee auction. If you are an "eligible bidder," you may be able to purchase the property if you exceed the last and highest bid placed at the trustee auction. There are three steps to exercising this right of purchase, First, 48 hours after the date of the trustee sale, you can call 714-637-8877 for information regarding the trustee's sale, or visit this internet website BOBJOEFORD.NET for information regarding the sale of this property, using the file number assigned to this case 439 to find the date on which the trustee's sale was held, the amount of the last and highest bid, and the address of the trustee. Second, you must send a written notice of intent to place a bid so that the trustee receives it no more than 15 days after the trustee's sale. Third, you must submit a bid so that the trustee receives it no more than 45 days after the trustee's sale. If you think you may qualify as an 'eligible tenant buyer" or "eligible bidder," you should consider contacting an attorney or appropriate real estate professional immediately for advice regarding this potential right to purchase. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded In the county where the real property is located and more than three months have elapsed since such recordation. The Trustee contact information is BOBBY FORD, 18091 MARK CIRCLE, VILLA PARK, CALIFORNIA 92861 TELEPHONE 714-637-8877 FAX 714-637-2955 EMAIL BOBJOEFORD@ATT.NET November 5 2025 LYRK0401191