Notice of Application to Transfer Deposits (Including Insured Deposits) and Voluntary Dissolution

Notice of Application to Transfer Deposits (Including Insured Deposits) and Voluntary Dissolution Notice is hereby given that American Eagle Bank (the "Bank"), 556 Randall Road, South Elgin, Illinois 60177, has submitted an application to the Federal Deposit Insurance Corporation seeking consent to transfer substantially all of the assets and liabilities (including all deposit liabilities) of the Bank to Michigan State University Federal Credit Union ("MSUFCU"), 3777 West Road, East Lansing, Michigan 48823 (the "Purchase and Assumption"). Following such transfer, and to effect the surrender of its bank charter and its voluntary dissolution, the shell entity of the Bank will merge into an Illinois limited liability company that Orchid Financial Bancorp Inc., the Bank's parent company also located at 556 Randall Road, South Elgin, Illinois 60177, formed as a wholly-owned subsidiary. It is contemplated that all offices of the Bank will continue to operate as branches of MSUFCU following the closing of the Purchase and Assumption. This notice is published pursuant to 12 U.S.C. § 1828(c) and 12 C.F.R. Part 303, Subpart D. Any person wishing to comment on this application may file his or her comments in writing with the Regional Director of the Federal Deposit Insurance Corporation at its Chicago Regional Office, 300 South Riverside Plaza, Suite 1700, Chicago, Illinois 60606, or via email to CHImailroom@FDIC.gov, with the subject "Public Comment to American Eagle Bank, Chicago, Illinois, Bank Merger Act Application" not later than October 29, 2025. The non-confidential portions of the application are on file at the Chicago Regional Office and are available for public inspection during regular business hours. Photocopies of the nonconfidential portion of the application file will be made available upon request. September 29, October 12, 24 2025 LPET0377424