Notice of Trust Deed Foreclosure Sale – 4819 Holly Street, Springfield, Oregon 97478

Notice of Trust Deed Foreclosure Sale – 4819 Holly Street, Springfield, Oregon 97478 NOTICE OF SALE Mark G. Reinecke of Bryant, Lovlien & Jarvis, P.C., Successor Trustee under the Trust Deed described below, hereby elects to sell, pursuant to Oregon Revised Statutes Sections 86.705 to 86.815, the real property described below on July 30, 2026, at 11:00 a.m. on the front steps of the Lane County Courthouse, 125 E 8th Ave, Eugene, Oregon 97401, in order to satisfy the obligations that the Trust Deed referenced below secures. GRANTOR: Lisa A. Rathbun BENEFICIARY: First Story ("Beneficiary") ORGINAL TRUSTEE NAMED IN TRUST DEED: Cascade Title Company, an Oregon corporation, 811 Willamette Street, Eugene, Oregon 97401. SUCCESSOR TRUSTEE: Mark G. Reinecke of Bryant, Lovlien & Jarvis, P.C., 591 SW Mill View Way, Bend, OR 97702. TRUST DEED RECORDED: June 22, 2018, Document No. 2018-028353, Lane County Deeds and Records, Lane County, Oregon (the "Trust Deed"). PROPERTY COVERED BY TRUST DEED: Lot 99, of the Plat of WESTWIND ESTATES, recorded as Document No. 2009-070575, Lane County Deeds and Records, Located in the Northeast one-quarter of Section 5, Township 18 South, Range 2 West Willamette Meridian, City of Springfield in Lane County, Oregon and which currently has the address of 4819 Holly Street, Springfield, Oregon 97478. The Beneficiary holds all right, title, and interest in the Trust Deed. Mark G. Reinecke of Bryant, Lovlien & Jarvis, P.C. has been appointed Successor Trustee ("Trustee") for the property covered by the Trust Deed referenced above (the "Property"). The undersigned hereby certifies that no assignments of the Trust Deed by the Trustee or the Beneficiary have been made, except as are or will be recorded in the official records of the county or counties in which the Property is situated. Further, no action has been instituted to recover the debt, or any part thereof, now remaining secured by the Trust Deed, or, if such action has been instituted, such action has been dismissed except as permitted by ORS 86.752(7). The obligations of performance which are secured by the Trust Deed hereinafter described are in default for reasons set forth below and the Beneficiary declares all sums due under the note and other obligations secured by the Trust Deed described herein immediately due and payable. DEFAULT: There is a default by Grantor owing obligations, the performance of which are secured by the Trust Deed, with respect to provisions therein which authorize sale in the event of default of such provisions. The default for which foreclosure is made is Grantor's failure to pay when due the following sums, or as a result of the following action or inaction: Grantor's inaction in allowing an encumbrance other than a permitted encumbrance to attach to the Property; Grantor's action and/or inaction with regard to a proceeding with respect to Grantor being commenced under any applicable law for the benefit of creditors; Failure of the Grantor to provide payment of the obligations and balance due, owing, and unpaid under the underlying Promissory Note ("the Note") dated June 21, 2018, and Trust Deed. This includes the following:Principal balance;Reserve for Taxes & Insurance;Service Fee to Cascade Escrow. By reason of the default, the Beneficiary has declared all sums owing on the obligations secured by the Trust Deed immediately due and payable, those sums being the following estimated amounts, to-wit: Unpaid principal: $9,562.56 Initial Equity Owed to Beneficiary upon acceleration: $171,092.92 Unpaid Reserve for Taxes & Insurance: $5,876.96 Unpaid Service Fee and Close Out Fee to Cascade Escrow: $240.00 Late charges of five percent (5%) of each payment not received when due (seventeen instances since December 1, 2024): $476.32 Other – Trustee's Sale Guarantee: $625.00 Subtotal by and through March 12, 2026: $187,837.76 Plus, title expenses, foreclosure costs, trustee's fees, recording fees, publication costs, attorney fees incurred herein by reason of said default and any further sums advanced by the Beneficiary for the protection of the Property and its interest therein. SUM OWING ON OBLIGATION SECURED BY TRUST DEED: Unpaid Principal of $9,562.56, Initial Equity of $171,092.92, unpaid reserve for taxes & insurance of $5,876.96, unpaid service fee and close out fee to Cascade Escrow of $240.00, less all applicable credits and offsets, together with $476.32 in late charges, plus foreclosure costs, title expenses, trustee's fees, recording fees, publication costs, attorney fees incurred herein by reason of said default and any further sums advanced by the Beneficiary for the protection of the Property and its interest therein. Notice is given that any person named pursuant to ORS 86.778 has the right to have the foreclosure proceeding dismissed and the Trust Deed reinstated by payment of the entire amount due (other than such portions of the obligations as would not then be due had no default occurred), and by paying all costs and expenses actually incurred in enforcing the obligations secured by the Trust Deed, together with trustee's fees and attorney fees, subject to the limitations, as applicable, imposed by ORS 86.778, and by curing any other default complained of in this notice, at any time prior to five (5) days before the date last set for the sale of the Property. Other than as shown of record, neither the Beneficiary nor the Trustee has any actual notice of any person having or claiming to have any lien upon or interest in the Property herein-above described subsequent to the interest of the Trustee in the Trust Deed, or of any successor in interest to Grantor or of any lessee or other person in possession of or occupying the Property, except: Name and Last Known Address: None Nature of Right, Lien, or Interest: None In construing this notice, the singular includes the plural and the plural includes the singular, the word "Grantor" includes any successor in interest to the Grantor, as well as any other person owing an obligation, the performance of which is secured by the Trust Deed, and the words "Trustee" and "Beneficiary" include their respective successors in interest, if any. ORS 86.771(9) NOTICE: Without limiting Trustee's disclaimer of representations and/or warranties, Oregon law requires the Trustee to state in this notice that some residential property sold at a trustee's sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this Property at the trustee's sale. If the Trustee is unable to convey title to the Property for any reason, the successful bidder's sole and exclusive remedy will be the return of monies paid to the Trustee, and the successful bidder will have no further recourse. Nothing in this Notice of Sale should be construed as a waiver of any principal, obligation, interest, fees, costs, and/or other amounts owing and/or required to be paid to the Beneficiary under the Deed of Trust and pursuant to the terms and provisions of the sale and loan documents. June 1, 8, 15, 22 2026 LEUG0527764