ORIGINAL NOTICE FOR PUBLICATION
IN THE IOWA DISTRICT COURT
IN AND FOR POLK COUNTY
CASE NO: EQCE091775
GREENSTATE CREDIT UNION,
Plaintiff,
V
ALMA BENITEZ SAUCEDA A/K/A ALMA BENITEZ; MAURO NICOLAS MORALES A/K/A MAURO NICOLAS; and ANY AND ALL UNKNOWN PARTIES IN POSSESSION OF THE REAL PROPERTY LOCATED AT 1314 57th St., Des Moines, IA 50311,
Defendants.
ALMA BENITEZ SAUCEDA A/K/A ALMA BENITEZ; MAURO NICOLAS MORALES A/K/A MAURO NICOLAS; and ANY AND ALL UNKNOWN PARTIES IN POSSESSION OF THE REAL PROPERTY LOCATED AT 1314 57th St., Des Moines, IA 50311:
You are notified that a petition has been filed in the office of the clerk of the above named court naming you as a defendant in this action. The Petition was filed on July 15, 2025 and prays for foreclosure of Plaintiffs Mortgages in favor of GreenState Credit Union and upon the property described by this notice and judgment for the unpaid principal balance on the First Note, as of June 16, 2025, of $170,984.98 together with interest on the First Note at the contractual rate of 3.875% upon the unpaid first note principal balance from the date of default through June 16, 2025, in the amount of $4,673.60 plus fees in the amount of $768.59 and for the unpaid principal balance on the Second Note, as of June 16, 2025, of $9,206.77 together with interest on the Second Note at the contractual rate of 4.375% upon the unpaid second note principal balance from the date of default through June 16, 2025, in the amount of $75.04 plus fees in the amount of $2.50 to date of filing of this petition, plus interest due from June 16, 2025 accrued and accruing at the rate of 3.901% upon the combined principal balances due and owing, plus a negative Escrow balance of $3,597.55 as of June 16, 2025, plus all reasonable attorney's fees, taxes, assessments, insurance, abstracting fees, and the costs of this action.
PLAINTIFF FURTHER PRAYS that said Mortgages be established as priority liens against the real estate described as:
Lot 95 in University Heights, an Official Plat, now included in and forming a part of the City of Des Moines, Polk County, Iowa.
and such lien is superior and paramount to the interests, lien, and claims of each and all Defendants and that said Mortgages be foreclosed and all claims, rights, title, and interest of the Defendants in this suit, and each of them, in or to or upon said real estate, may be decreed to be junior and inferior to the rights and lien of this Plaintiff, and that the right, title, and interest of the Defendants, and each of them be forever barred and foreclosed. PLAINTIFF FURTHER PRAYS that special execution may issue for the sale of said mortgaged real estate or so much thereof as is necessary to satisfy Plaintiffs judgment, together with interest, cost, and accruing costs, to satisfy the judgment to be entered herein. For further details, please review the petition on file with the Linn County Clerk of Court.
THE PLAINTIFF HAS ELECTED FORECLOSURE WITHOUT REDEMPTION. THIS MEANS THAT THE SALE OF THE MORTGAGED PROPERTY WILL OCCUR PROMPTLY AFTER ENTRY OF JUDGMENT UNLESS YOU FILE WITH THE COURT A WRITTEN DEMAND TO DELAY THE SALE. IF YOU FILE A WRITTEN DEMAND, THE SALE WILL BE DELAYED UNTIL SIX MONTHS (or THREE MONTHS if the petition includes a waiver of deficiency judgment) FROM ENTRY OF JUDGMENT IF THE MORTGAGED PROPERTY IS YOUR RESIDENCE AND IS A ONE-FAMILY OR TWO-FAMILY DWELLING OR UNTIL TWO MONTHS FROM ENTRY OF JUDGMENT IF THE MORTGAGED PROPERTY IS NOT YOUR RESIDENCE OR IS YOUR RESIDENCE BUT NOT A ONE-FAMILY OR TWO-FAMILY DWELLING. YOU WILL HAVE NO RIGHT OF REDEMPTION AFTER THE SALE. THE PURCHASER AT THE SALE WILL BE ENTITLED TO IMMEDIATE POSSESSION OF THE MORTGAGED PROPERTY. YOU MAY PURCHASE AT THE SALE. Iowa Code 654.20 – 2019.
This County utilizes the Electronic Document Management System. You are directed to Iowa Court Rules Chapter 16 for general rules and information on electronic filing and, in particular Division VI regarding the protection of personal information in Court Filings. A copy of the petition (and any documents filed with it) is on file with the Clerk of Court. The attorney for the plaintiff is CHRISTOPHER PECH and whose address is PO Box 800, North Liberty, IA 52317. That attorney's telephone number is 319-248-7164; facsimile number 319-665-2197. You must serve a motion or answer on or before the 21st day of October, 2025 and, within a reasonable time thereafter, file your motion or answer with the Clerk of Court for Polk County, Clerk of Court, 500 Mulberry Street, Room 212, Des Moines, IA 50309. If you do not, judgment by default may be rendered against you for the relief demanded in the petition.
If you require the assistance of auxiliary aids or services to participate in court because
of a disability, immediately call your district ADA coordinator at 515-561-5818 (If you are hearing impaired, call Relay Iowa TTY at 1-800-735-2942).
IMPORTANT: YOU ARE ADVISED TO SEEK LEGAL ADVICE AT ONCE TO PROTECT YOUR INTERESTS.
September 17, 24, October 1 2025
LIOW0367062