PUBLIC NOTICE OF DEFAULT

PUBLIC NOTICE OF DEFAULT NEWREZ, LLC d/b/a/ SHELLPOINT MORTGAGE SERVICING, together with Wells Fargo Bank, N.A., including their officers, agents, assigns, predecessors, successors, and attorneys, are hereby noticed as being irrevocably in Default. Default has been established by sworn affidavits, notarial presentments, and a final Notarial Certificate of Default, all duly served with full opportunity to cure. Perfected filings include: UCC-1 Notice (Iowa SOS #E25049415-3); Recorded Fee Schedule (Pima Co., AZ #20250150004); Recorded Paid-in-Full Promissory Note (Polk Co., IA #2025-00065254); & Full Release of Mortgage (Polk Co., IA #2025-00069806 & # 2025-00069807). No verified proof of claim or admissible evidence rebutting the record has been produced. The record therefore remains unrebutted, operative, final & conclusive for all record, notice, & reliance purposes. Any lien, levy, encumbrance, foreclosure activity, or adverse claim by the named entities is disputed, denied for lack of demonstrated standing or authority, and is null, void, unlawful, and without legal effect. This Notice binds all public and private parties, and all rights & remedies of the Secured Party are expressly reserved. January 18, 20, 22 2026 LIOW0440655