SCSC735080
Form 3.1: Original Notice and Petition for a Money Judgment
In the Iowa District Court for POLK County
Plaintiff(s)
Portfolio Recovery Associates, LLC
c/o Gurstel Law Firm PC
6681 Country Club Drive
Golden Valley, MN 55427
vs.
Defendant(s)
Kristi Nichols
1804 Nw Ashton Ln Unit 2, Ankeny IA 50023
ORIGINAL NOTICE AND PETITION
FOR A MONEY JUDGMENT
If you need assistance to participate in court due to a
disability, call the disability coordinator (information at
https://www.iowacourts.gov/for-the-public/ada/). Persons
who are hearing or speech impaired may call Relay Iowa TTY
(1-800-735-2942). Disability coordinators cannot provide
legal advice.
To Defendant(s):
1. You are notified that Plaintiff(s) demand(s) from you the amount of $6,120.54, plus court costs:
This demand is based on the failure to make payment in full on a credit account originating with Synchrony Bank.
2. Judgment may be entered against you unless you file an Appearance and Answer within 20 days of the service of the Original Notice upon you. Judgment may include the amount requested plus court costs .
3. You must electronically file the Appearance and Answer using the Iowa Judicial Branch Electronic Document Management System (EDMS) at https://www.iowacourts.state.ia.us/EFile, unless you obtain from the court an exemption from electronic filing requirements.
4. If your Appearance and Answer is filed within 20 days and you deny the claim, you will receive electronic notification through EDMS of the place and time of the hearing on this matter.
5. If you electronically file, EDMS will serve a copy of the Appearance and Answer on Plaintiff(s) or on the attorney(s) for Plaintiff(s). The Notice of Electronic Filing will indicate if Plaintiff(s) is (are) exempt from electronic filing, and if you must mail a copy of your Appearance and Answer to Plaintiff(s).
6. You must also notify the clerk's office of any address change.
____________________________
Amy M. Goltz (#AT0010430-IA) ____
Kristin E. Weis (#AT0011326-IA) ____
Matthew W. Murphy (#AT0013807-IA) ____
Michael W. Pettengill (#AT0012765-IA) ____
A. Brandon Sanchez (#AT0014247-IA) ____
Noelle Young (#AT0016193-IA) ____
Michael Meduna-Gee (#AT0015859-IA) ____
Gurstel Law Firm, P.C.
Attorneys for Plaintiff
6681 Country Club Drive
Golden Valley, MN 55427
Telephone: 1-877-344-4002
Fax: (763) 267-6777
IAADMIN@gurstel.com
Small Claims Form 3.1, page 1 of 2*
*Upon electronic filing, a clerk's signature page will be attached to this document as page 2.
September 19, 26, October 3 2025
LIOW0372164