STATE OF WISCONSIN, CIRCUIT COURT, FOND DU LAC COUNTY

STATE OF WISCONSIN, CIRCUIT COURT, FOND DU LAC COUNTY Case No. 25CV477 Case Classification Code 30301 Money Judgment K&A File #: 25-00188-0 CREDIT ACCEPTANCE CORPORATION 25505 W TWELVE MILE RD SOUTHFIELD, MI 48034 Plaintiff vs JAVIER GARZA 854 SECURITY DR APT M204 FOND DU LAC, WI 54935-2090 Defendant PUBLICATION SUMMONS You are hereby notified that the Plaintiff, CREDIT ACCEPTANCE CORPORATION, has filed a lawsuit or other legal action against you. Within forty (40) days after December 8, 2025, you must respond with a written demand for a copy of the Complaint. The demand must be sent or delivered to the Court whose address is: FOND DU LAC COUNTY CLERK OF COURT FOND DU LAC COUNTY COURTHOUSE 160 S MACY ST FOND DU LAC, WI 54935-4241 the Plaintiff's attorney whose addresses is: KOSTKA & ASSOCIATES, LLC P.O. BOX 1519 WAUSAU, WISCONSIN 54402-1519 You may have an attorney help or represent you. If you do not demand a copy of the Complaint within forty (40) days, the court may grant judgment against you for the award of money or other legal action requested in the Complaint, and you may lose your right to object to anything that is or may be incorrect in the Complaint. A judgment may be enforced as provided by law. A judgment awarding money may become a lien against any real estate you own now or in the future and may also be enforced by garnishment or seizure of property. This is an attempt to collect a debt. Any information obtained will be used for that purpose. This communication is from a debt collector. Dated: December 1, 2025 KOSTKA & ASSOCIATES, LLC Attorneys for the Plaintiff Timothy L. Kostka State Bar No. 1000258 P.O. Box 1519 Wausau, WI 54402-1519 P: (715) 845-1805 WNAXLP December 8, 15, 22 2025 LWIX0416938