Summons

Summons STATE OF NEW YORK SUPREME COURT COUNTY OF BROOME MANUFACTURERS AND TRADERS TRUST COMPANY, Plaintiff, -vs- ALEXIS CIRBA STOVER, as Heir of the Estate of Janice G. Stover a/k/a Janice L. Stover; JOSEPH GUEVARA STOVER, as Heir of the Estate of Janice G. Stover a/k/a Janice L. Stover; ANY UNKNOWN HEIRS, DEVISEES, DISTRIBUTEES OR SUCCESSORS IN INTEREST OF THE LATE JANICE G. STOVER A/K/A JANICE L. STOVER AND IF ANY BE DEAD, ANY AND ALL PERSONS WHO ARE SPOUSES, WIDOWS, GRANTEES, MORTGAGEES, LIENORS, HEIRS, DEVISEES, DISTRIBUTEES, EXECUTORS, ADMINISTRATORS OR SUCCESSORS IN INTEREST OF SUCH OF THEM AS MAY BE DEAD, AND THEIR SPOUSES, HEIRS, DEVISEES, DISTRIBUTEES AND SUCCESSORS IN INTEREST, ALL OF WHOM AND WHOSE NAMES AND PLACES OF RESIDENCE ARE UNKNOWN TO PLAINITFF; PEOPLE OF THE STATE OF NEW YORK; UNITED STATES OF AMERICA; JOHN DOE and JANE DOE, the two defendants last named being possible tenants in possession of portions of premises under foreclosure, the names being fictitious, their true names being unknown to plaintiff, Defendants. Index No. EFCA2025000444 Filing Date: 02/10/2025 SUMMONS Property Address: 300 Harding Avenue Vestal, New York 13850 Tax Map No.: 172.44-2-24 Mortgage Servicer: M&T Bank Mortgage Servicer Phone #: (800) 724-1633 TO THE ABOVE-NAMED DEFENDANTS: YOU ARE HEREBY SUMMONED to answer the Complaint in the above action and to serve a copy of your Answer on the plaintiff's attorney within twenty (20) days after the service of this Summons, exclusive of the day of service, or within thirty (30) days after completion of service where service is made in any other manner than by personal delivery within the State. The United States of America, if designated as a defendant in this action, may answer or appear within sixty (60) days of service hereof. In case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the Complaint. NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to your mortgage company will not stop this foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. Broome County is designated as the place of trial. The basis of venue is the location of the mortgaged premises. DATED: January 24, 2025 /s/Anthony R. Hanley Anthony R. Hanley, Esq. COSTELLO, COONEY & FEARON, PLLC Attorneys for the Plaintiff Manufacturers and Traders Trust Company Office and Post Office Address 211 W. Jefferson Street Syracuse, New York 13202 Telephone: (315) 422-1152 THIS COMMUNICATION IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. YOU MAY REQUEST COMMUNICATIONS IN AN ALTERNATIVE FORMAT SUCH AS LARGE PRINT, BRAILLE, OR AN AUDIO COMPACT DISK BY CONTACTING US AT THIS NUMBER: (315) 422-1152. SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF BROOME MANUFACTURERS AND TRADERS TRUST COMPANY, Plaintiff/Petitioner, - against - Index No. EFCA2025000444 ALEXIS CIRBA STOVER, et al., Defendant/Respondent. NOTICE OF ELECTRONIC FILING (Mandatory Commencement Case) (Uniform Rule §202.5-bb (a)(2)(v) and (vi)) You have received this Notice because: 1. The Plaintiff/Petitioner, whose name is listed above, has filed this case using the New York State Courts e-filing system ("NYSCEF"), and 2. You are a Defendant/Respondent (a party) in this case. If you are represented by an attorney: Give this Notice to your attorney. (Attorneys: see "Information for Attorneys" pg. 2). If you are not represented by an attorney: You will be served with all documents in paper and you must serve and file your documents in paper, unless you choose to participate in e-filing. If you choose to participate in e-filing, you must have access to a computer and a scanner or other devise to convert documents into electronic format, a connection to the internet, and an e-mail address to receive service of documents. The benefits of participating in e-filing include: serve and file your documents electronically free access to view and print your e-filed documents limit your number of trips to the courthouse pay any court fees on-line (credit card needed) To register for e-filing or for more information about how e-filing works: visit: https://iapps.courts.state.ny.us/nyscef/UnRepresented Home; or contact the Clerk's Office or Help Center at the court where the case was filed. Court information can be found at www.nycourts.gov To find legal information to help you represent yourself visit www.nycourthelp.gov Information for Attorneys (E-filing Commencement Documents is Mandatory) An attorney representing a party must either consent or decline consent in electronic filing and service through NYSCEF for this case. Attorneys registered with NYSCEF may record their consent electronically in the manner provided at the NYSCEF site. Attorneys not registered with NYSCEF but intended to participate in e-filing must first create a NYSCEF account and obtain a user ID and password prior to recording their consent by going to www.nycourts.gove/efile. Any attorneys declining consent must file with the court and serve on all parties of record a declination of consent. For additional information about electronic filing and to create a NYSCEF account, visit the NYSCEF website at www.nycourts.gov/efile or contact the NYSCEF Resource Center (phone: 646-386-3033; e-mail: efile@nycourts.gov). Dated: February 10, 2025 Anthony R. Hanley, Esq. Costello, Cooney & Fearon, PLLC 211 West Jefferson Street Syracuse, New York 13202 Phone: 315-422-1152 E-Mail: ahanley@ccf-law.com TO: ANY UNKNOWN HEIRS, DEVISEES, DISTRIBUTEES OR SUCCESSORS IN INTEREST OF THE LATE JANICE G. STOVER A/K/A JANICE L. STOVER AND IF ANY BE DEAD, ANY AND ALL PERSONS WHO ARE SPOUSES, WIDOWS, GRANTEES, MORTGAGEES, LIENORS, HEIRS, DEVISEES, DISTRIBUTEES, EXECUTORS, ADMINISTRATORS OR SUCCESSORS IN INTEREST OF SUCH OF THEM AS MAY BE DEAD, AND THEIR SPOUSES, HEIRS, DEVISEES, DISTRIBUTEES AND SUCCESSORS IN INTEREST, ALL OF WHOM AND WHOSE NAMES AND PLACES OF RESIDENCE ARE UNKNOWN TO PLAINITFF The foregoing Summons is served upon you by publication pursuant to an Order of the Honorable Eugene D. Faughnan, Justice of the Supreme Court, dated September 26, 2025 and filed October 7, 2025 with the Complaint in the office of the Clerk of the County of Broome at Binghamton, New York. The object of this action is to foreclose a mortgage dated March 25, 2019, executed by Janice G. Stover to Manufacturers and Traders Trust Company to secure the sum of $50,000.00 and recorded in Book M3906 at Page 341&c., in the Office of the Clerk of the County of Broome on April 5, 2019 at 11:49 o'clock in the forenoon. See Schedule "A" attached hereto and made a part hereof. DATED: October 8, 2025 /s/Anthony R. Hanley Anthony R. Hanley, Esq. Costello, Cooney & Fearon, PLLC Attorneys for Plaintiff 211 W. Jefferson Street Syracuse, New York 13202 Telephone (315) 422-1152 SCHEDULE "A" NAMES(S): JANICE G. STOVER ALL THAT TRACT OR PARCEL OF LAND SITUATE IN THE TOWN OF VESTAL, COUNTY OF BROOME AND STATE OF NEW YORK, KNOWN AS LOT NO. TWELVE (12) OF THE HOFFMAN SUBDIVISION, SUBDIVIDED BY GEORGE M. HOFFMAN, ACCORDING TO A MAP MADE BY W.N. BOLGEOL ON MARCH 20, 1939, WHICH MAP WAS RECORDED IN THE BROOME COUNTY CLERK'S OFFICE ON AUGUST 16, 1939, IN BOOK 3 OF MAPS AT PAGE 131. SAID LOT NO. 12 IS SITUATE ON THE WEST SIDE OF HARDING AVENUE AND IS 60 FEET WIDE, FRONT (EAST) AND REAR (WEST) AND 125 FEET DEEP (NORTH AND SOUTH LINES). THIS CONVEYANCE IS MADE AND ACCEPTED SUBJECT TO A POLE LINE EASEMENT GRANTED BY SUSAN CRANE, ET AL, TO NEW YORK STATE ELECTRIC & GAS CORPORATION BY INSTRUMENT DATED DECEMBER 5, 1936 AND RECORDED IN THE BROOME COUNTY CLERK'S OFFICE ON JANUARY 27, 1937 IN BOOK 470 OF DEEDS AT PAGE 32. BEING THE SAME PREMISES CONVEYED TO THE GRANTOR HEREIN BY WARRANTY DEED FROM ALEN M. SHOLTES AND MARCIA M. SHOLTES DATED MAY 5, 1989 AND RECORDED IN THE BROOME COUNTY CLERK'S OFFICE ON MAY 5, 1989 IN BOOK 1752 OF DEEDS AT PAGE 407. SUBJECT TO RESTRICTIONS, RESERVATIONS, EASEMENTS, COVENANTS, OIL, GAS OR MINERAL RIGHTS OF RECORD, IF ANY. BEING THE SAME PREMISES CONVEYED TO JANICE G. STOVER FROM THOMAS P. ROGERS BY WARRANTY DEED (INDIVIDUAL) DATED 2/20/1996, AND RECORDED ON 2/20/1996, AT BOOK 1862, PAGE 749, IN BROOME COUNTY, NY. HELP FOR HOMEOWNERS IN FORECLOSURE New York State Law requires that we send you this notice about the foreclosure process. Please read it carefully. Summons and Complaint You are in danger of losing your home. If you fail to respond to the summons and complaint in this foreclosure action, you may lose your home. Please read the summons and complaint carefully. You should immediately contact an attorney or your local legal aid office to obtain advice on how to protect yourself. Sources of Information and Assistance The State encourages you to become informed about your options in foreclosure. In addition to seeking assistance from an attorney or legal aid office, there are government agencies and non-profit organizations that you may contact for information about possible options, including trying to work with your lender during this process. To locate an entity near you, you may call the toll-free helpline maintained by the New York State Banking Department at 1-888-995-HOPE (4673) or visit the Department's website at www.dfs.ny.gov/consumer/mortg.htm. Rights and Obligations YOU ARE NOT REQUIRED TO LEAVE YOUR HOME AT THIS TIME. You have the right to stay in your home during the foreclosure process. You are not required to leave your home unless and until your property is sold at auction pursuant to a judgment of foreclosure and sale. Regardless of whether you choose to remain in your home, YOU ARE REQUIRED TO TAKE CARE OF YOUR PROPERTY and pay property taxes in accordance with the state and local law. Foreclosure Rescue Scams Be careful of people who approach you with offers to "save" your home. There are individuals who watch for notices of foreclosure actions in order to unfairly profit from a homeowner's distress. You should be extremely careful about any such promises and any suggestions that you pay them a fee or sign over your deed. State law requires anyone offering such services for profit to enter into a contract which fully describes the services they will perform and fees they will charge, and which prohibits them from taking any money from you until they have completed all such promised services. THE ATTACHED NOTICE IS PROVIDED IN ACCORDANCE WITH AND IN SATISFACTION OF NEW YORK STATE REAL PROPERTY ACTIONS AND PROCEEDINGS LAW § 1303. October 17, 24, 31, November 7 2025 LNYS0386066